blurpandasg2014
Senior Member
- Joined
- Nov 20, 2014
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I have aviva under moratarium caus i had TB 2 years back although fully cured now.. Even got treatment completion cert by TTSH
Is it okay for me to approach other companies while disclosing that i had TB before to see if they willing to accept me? If they offer me with exclusions, i can reject n stay with Aviva without any repercussions right?
Yes u can approach other companies to try.
From personal experience, my brother had exclusion for adhesion after he had operation at TTSH in 2008. His plan was under GE, which my father had signed up for him in 2009.
He did not have any complications and have fully recovered. However, the GE agent did not even follow up and try to appeal for GE to remove the exclusion. I asked my agent to help my brother apply for NTUC plan with a letter from TTSH stating that he is healthy and well. The plan got incepted with full underwriting