oceanicmanta
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- Jan 14, 2013
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42.43 shld be your Tiered Base Interest, not the Bonus
2-4 accounts like a little bit kiasu
anyone tried going down to hsbc to withdraw 200k cash from 1 premier acct to fund another new premier joint account and its still counted as fresh funds for bonus interest?
For those who entered the May/Jun/Jul promo, what's the earliest one can move the cash over to some other place? if the move is done in Aug, would one still get the bonus/debit spend interest for Jun and Jul?
Cheers!
the customer service person on the online chat says the fall-below penalty is $10 for an advance account per mth. Otherwise need to maintain 30k min. Penalty seems reasonable if its 10$ only - if its 50 then its high
There is this portion like to clarify. If you funded Jul-Sep, will still need to maintain account for mths 4-6. Can you still use Oct as the reference mth by keeping adb as 0? then continue cycle on Nov. Or you can do that only after 6 mths, which is Jan?
In the past, it's ok to zerorise the account in early Aug, and transfer out any bonus interest received in Aug (for Jun spend/balance) asap when received.
Now that the bonus is credited 2 months later, come Sept, I wonder if the July bonus interest (to be received in late Sep) will be subject to $50 fall-below fee (charged in early Sep) for Aug insufficient balance, and that only the net amount after deducting $50 will be available as credit balance?
There has to be a reason why they amend the terms to be 2 mths crediting for bonus interest?
Am I correct?
for the may/jun/jul promo, not possible to withdraw before end of jul?
My debit spend bonus credited today but my su bonus int not in yet!
Haha first time like this
received May debit card spend bonus of 63.7 but not the 1.5% step up
first time debit bonus credited before stepup
SU interest jib liao
Check yours!
So far bonus interest rec'd date range is from 21 Jul - 26 Jul.
Sat and Sun not counted, it is batched over 4 days.
it's not a FD and no holding period. You can withdraw anytime, just missed out on maximizing the Step Up interest
move my thread here
Hi,
I open HSBC advance account in mid June 2017 and register for step up bonus interest promotion. Until now i havent received this bonus interest in my account . Actually when should i received it ?
Bonus interest credited typically 3rd week of Aug and latest by end Aug as per tncs.
so i will received bonus interest by end of Aug,end of Sep and end of Oct for respective month of Jun,Jul and Sep ?