panzergrenadier
Senior Member
- Joined
- May 9, 2007
- Messages
- 1,473
- Reaction score
- 3
quekky said:get 1 who pays for your meals, hahaha!
Err.. there is the issue of male pride? ;-)
Go dutch is fairer lah...
quekky said:get 1 who pays for your meals, hahaha!
dadadee said:Indeed! Unfortunately, our natural tendencies are towards individual satisfaction and gratification. We aim to satisfy self (ego) before others. The concepts of sincere sharing and of others before self are usually learned/acquired rather than in-born.
Everything originates from a singularity and everything converges to the singularity.
Here is mine:
Drink at least eight glasses of water a day. Cut down on sugary and carbonated soft drinks. It's a short-term investment of discipline and willpower for long-term health and financial benefits.
Here's mine:
Exercise discipline in maintaining an Excel worksheet containing your historical and forecasted income, expenditure and net balances (cash, bank, assets, etc). This worksheet helps you keep track of and plan where your financial situation is concerned. Spend just 10 minutes a day to update your worksheet (daily spending) and your financial health will drastically improve!
djchris said:I would think that once you have a system going, after some time, you don't really need to monitor your money very frequently because you've grown the habit and discipline to reduce spending.
I don't monitor my cashflow every month now because I know where my money is going. Probably just every 2-4 months.
panzergrenadier said:To add to Anthony's good suggestions on transport savers, I would like to also add:
#Money Saving Tip for Transport#
Keep your Ezlink card balance low, i.e. for me, I top up when my balance is between $5-$10. If you keep a high $50+ balance in your Ezlink, you are losing interest that can be better earned through savings e.g. Maybank iSavvy at 1.68% for balances > $5,000 or Stanchart eSaver at 1.5% or even Fairprice Plus at 1%.
Nowadays, with the easy availability of General Ticketing Machines and opening up of Transitlink counters after office hours, topping up is a breeze. Also, if you lose your Ezlink card, less money is wasted.
Be well and prosper
OldGeorge said:Eat 2 meals a day. Possible at all. Morning try to eat full. Afternoon moderate meal. Dinner eat loti or any fruit snack in very small quantity. Let me tell you. sure save $