takeshi_lum
Senior Member
- Joined
- Apr 11, 2006
- Messages
- 2,278
- Reaction score
- 0
UOB
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: $45 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 24% pa (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Cash withdrawal on UOB ATMs in Singapore: Free
Cash withdrawal on ATMs overseas: S$5 per withdrawal
Cash withdrawal on UOB ATMs in Malaysia: S$2 per withdrawal
Cash withdrawal on shared ATM NETS: 2 free transactions per month; S$0.30 per transaction for subsequent transactions
Minimum Payment Amount
< $50.00 : Current Balance
> $50.00 & < Limit : 3% of current balance or $50.00, whichever is higher.
> $50.00 & > Limit : 3% of credit limit, plus excess over credit limit, plus any overdue charges.
Replacement Fee
Replacement Card : $20 per card
DBS/POSB
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: $45 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 2% per month (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Minimum Payment Amount
3% of current balance or $50.00, whichever is higher.
For over limit accounts: Min. amount specified plus over-limit amount.
Retrieval Fee
Sales Draft : $5 per copy
OCBC
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: $50 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 24% pa (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Minimum Payment Amount
3% of total balance or $50.00, whichever is higher, plus any overdue amount and excess in credit limit
Citibank
Interest Charge: 2% per month (min. charge of $3)
Interest Charge (CitiClear Card): 2.34% per month (min. charge of $3)
Card Fee: As determined by your card
Late Payment Charge: $45 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 24% pa (charged on a daily basis from the date of withdrawal until payment received)
Interest Charge (CitiClear Card): 2.34% per month (min. charge of $3)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $10)
Minimum Payment Amount
CitiClear Card
Within Credit Limit - 1% of current balance or $25.00, plus interest charge, plus late payment charge, plus any overdue amount, whichever is greater.
Exceed Credit Limit - 1% of current balance or $25.00, plus interest charge, plus late payment charge, plus any overdue amount, amount in excess in credit limit, whichever is greater.
Other Citibank Credit Cards
Within Credit Limit - 1% of current balance or $50.00, plus interest charge, plus late payment charge, plus any overdue amount, whichever is greater.
Exceed Credit Limit - 1% of current balance or $50.00, plus interest charge, plus late payment charge, plus any overdue amount, amount in excess in credit limit, whichever is greater.
Service Fee
Dishonoured Check/Payment Order : $25
Overlimit Fee : $40
Retrieval Fee
Sales Draft
Current to 2 months old : $5 per copy
more than 2 months to 1 year old : $15 per copy
Account Statement
Current to 2 months old : Free
more than 2 months to 1 year old : $15 per copy
more than 1 year to 5 years old : $30 per copy
more than 5 years old : $100 per copy
Maybank
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: 5% of minimum payment due or $35, whichever is higher.
Transactions in foreign Currencies: 1% of the transaction amount
Lost Card Liability: Limited to $500 before report.
$0 after report.
Cash Advance Charges/Fees
Interest Charge: 24% pa (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Overseas cash withdrawal fee: Maybank ATMs - $3 per transaction
Non-Maybank ATMs - $5 per transaction
Minimum Payment Amount
3% of outstanding balance or S$20, whichever is higher, plus any outstanding amount "Past Due" from previous statements.
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: $45 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 24% pa (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Cash withdrawal on UOB ATMs in Singapore: Free
Cash withdrawal on ATMs overseas: S$5 per withdrawal
Cash withdrawal on UOB ATMs in Malaysia: S$2 per withdrawal
Cash withdrawal on shared ATM NETS: 2 free transactions per month; S$0.30 per transaction for subsequent transactions
Minimum Payment Amount
< $50.00 : Current Balance
> $50.00 & < Limit : 3% of current balance or $50.00, whichever is higher.
> $50.00 & > Limit : 3% of credit limit, plus excess over credit limit, plus any overdue charges.
Replacement Fee
Replacement Card : $20 per card
DBS/POSB
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: $45 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 2% per month (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Minimum Payment Amount
3% of current balance or $50.00, whichever is higher.
For over limit accounts: Min. amount specified plus over-limit amount.
Retrieval Fee
Sales Draft : $5 per copy
OCBC
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: $50 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 24% pa (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Minimum Payment Amount
3% of total balance or $50.00, whichever is higher, plus any overdue amount and excess in credit limit
Citibank
Interest Charge: 2% per month (min. charge of $3)
Interest Charge (CitiClear Card): 2.34% per month (min. charge of $3)
Card Fee: As determined by your card
Late Payment Charge: $45 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 24% pa (charged on a daily basis from the date of withdrawal until payment received)
Interest Charge (CitiClear Card): 2.34% per month (min. charge of $3)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $10)
Minimum Payment Amount
CitiClear Card
Within Credit Limit - 1% of current balance or $25.00, plus interest charge, plus late payment charge, plus any overdue amount, whichever is greater.
Exceed Credit Limit - 1% of current balance or $25.00, plus interest charge, plus late payment charge, plus any overdue amount, amount in excess in credit limit, whichever is greater.
Other Citibank Credit Cards
Within Credit Limit - 1% of current balance or $50.00, plus interest charge, plus late payment charge, plus any overdue amount, whichever is greater.
Exceed Credit Limit - 1% of current balance or $50.00, plus interest charge, plus late payment charge, plus any overdue amount, amount in excess in credit limit, whichever is greater.
Service Fee
Dishonoured Check/Payment Order : $25
Overlimit Fee : $40
Retrieval Fee
Sales Draft
Current to 2 months old : $5 per copy
more than 2 months to 1 year old : $15 per copy
Account Statement
Current to 2 months old : Free
more than 2 months to 1 year old : $15 per copy
more than 1 year to 5 years old : $30 per copy
more than 5 years old : $100 per copy
Maybank
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: 5% of minimum payment due or $35, whichever is higher.
Transactions in foreign Currencies: 1% of the transaction amount
Lost Card Liability: Limited to $500 before report.
$0 after report.
Cash Advance Charges/Fees
Interest Charge: 24% pa (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Overseas cash withdrawal fee: Maybank ATMs - $3 per transaction
Non-Maybank ATMs - $5 per transaction
Minimum Payment Amount
3% of outstanding balance or S$20, whichever is higher, plus any outstanding amount "Past Due" from previous statements.
Accounts that are over limit: 3% for Classic of the credit limit plus the excess over the credit limit.
Other Charges
Fund Transfer Administration Fee : S$20 per transfer
Request for Printed Statement : S$2 per copy^^
Request for Separate Supplementary Statement : S$2 per copy^^
Request for Resend of eStatement (up to past 12 months) : Free
Returned Cheque : S$40 per cheque
Returned GIRO : S$40 per item
Request for Duplicate Copy of Sales Draft/Statement : S$5 per copy
Card Replacement : S$30
Card PIN Replacement : Free
Rewards Infinite Membership : S$18 per annum or 4,500 tr'eats Points
Standard Chartered
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge:
New Balance Amount : Late Payment Charge
Up to $1000.00 : $35
$1000.01 to $3000.00 : $45
$3000.01 and above : $60
Transactions in foreign Currencies: 1% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 0.067% per day (charged on a daily basis from the date of withdrawal until payment received)
Effective Interest Rate: 24% pa
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Minimum Payment Amount
Classic/Gold/Platinum Visa/Mastercard- 3% of current balance or $50.00, whichever is higher.
Retrieval Fee
Sales Draft : $5 per copy
Statement - Current to 3 months old : Free
Statement - 3 months to 1 year old : $10
Statement - 1 year to 5 years old : $20
Statement - 5 years and above : $50
Service Fee
Returned Cheque (insufficient funds) : $50
Rejected Direct Debit Authorisation (insufficient funds) : $50
Post-Dated Cheque Payment : $25
Credit Refund via Cashier's Order : $10
Branch Counter Payment : $5
Replacement fee
Replacement Card : $20 per card
Picture replacement for picture credit card : $20 per picture
HSBC
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: $40 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 2% per month (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of withdrawal amount (min. charge $15)
Minimum Payment Amount
Within Credit Limit: 3% of current balance or $50.00, whichever is higher.
Exceed Credit Limit: 3% of credit limit, plus excess over credit limit.
Replacement Fee
Replacement Card: Lost/Stolen - $20 per card
Damaged/Faulty - Free
Service Fee
Returned Cheque: $25
Rejected Direct Debit Authorisation: $25
Retrieval Fee
Sales Draft
Current to 3 months old: $5 per copy
Above 3 months: $10 per copy
Account Statement
Current to 2 months old : Free
more than 3 months to 12 months old : $5 per copy
more than 12 months old: $10 per copy
Other Charges
Fund Transfer Administration Fee : S$20 per transfer
Request for Printed Statement : S$2 per copy^^
Request for Separate Supplementary Statement : S$2 per copy^^
Request for Resend of eStatement (up to past 12 months) : Free
Returned Cheque : S$40 per cheque
Returned GIRO : S$40 per item
Request for Duplicate Copy of Sales Draft/Statement : S$5 per copy
Card Replacement : S$30
Card PIN Replacement : Free
Rewards Infinite Membership : S$18 per annum or 4,500 tr'eats Points
Standard Chartered
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge:
New Balance Amount : Late Payment Charge
Up to $1000.00 : $35
$1000.01 to $3000.00 : $45
$3000.01 and above : $60
Transactions in foreign Currencies: 1% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 0.067% per day (charged on a daily basis from the date of withdrawal until payment received)
Effective Interest Rate: 24% pa
Cash Advance Fee: 5% of Cash Advance amount (min. charge $15)
Minimum Payment Amount
Classic/Gold/Platinum Visa/Mastercard- 3% of current balance or $50.00, whichever is higher.
Retrieval Fee
Sales Draft : $5 per copy
Statement - Current to 3 months old : Free
Statement - 3 months to 1 year old : $10
Statement - 1 year to 5 years old : $20
Statement - 5 years and above : $50
Service Fee
Returned Cheque (insufficient funds) : $50
Rejected Direct Debit Authorisation (insufficient funds) : $50
Post-Dated Cheque Payment : $25
Credit Refund via Cashier's Order : $10
Branch Counter Payment : $5
Replacement fee
Replacement Card : $20 per card
Picture replacement for picture credit card : $20 per picture
HSBC
Interest Charge: 24% pa (min. charge of $2.50)
Card Fee: As determined by your card
Late Payment Charge: $40 per month
Transactions in foreign Currencies: 1.5% of the transaction amount
Cash Advance Charges/Fees
Interest Charge: 2% per month (charged on a daily basis from the date of withdrawal until payment received)
Cash Advance Fee: 5% of withdrawal amount (min. charge $15)
Minimum Payment Amount
Within Credit Limit: 3% of current balance or $50.00, whichever is higher.
Exceed Credit Limit: 3% of credit limit, plus excess over credit limit.
Replacement Fee
Replacement Card: Lost/Stolen - $20 per card
Damaged/Faulty - Free
Service Fee
Returned Cheque: $25
Rejected Direct Debit Authorisation: $25
Retrieval Fee
Sales Draft
Current to 3 months old: $5 per copy
Above 3 months: $10 per copy
Account Statement
Current to 2 months old : Free
more than 3 months to 12 months old : $5 per copy
more than 12 months old: $10 per copy
Last edited: