Credit Card Charges/Fees

joelhuang

Senior Member
Joined
Jan 20, 2007
Messages
1,923
Reaction score
0
thanks for the useful info, saved much trouble having to skim through them one by one.
it's already made a sticky, pretty neat!
just add ironman into your ignore list and stop entertaining him, like what i did :D
 

protoss_knight

Senior Member
Joined
May 10, 2007
Messages
717
Reaction score
0
how we calculate the interest if there's $200 outstanding bill from 21/7/08 due date 21/8/08 based on 2.34% .

Any butties can help ?:)
 

chrisfoster

Junior Member
Joined
Sep 11, 2006
Messages
54
Reaction score
0
are "ironman" and "reddevil0728" the same person? i find that they like to post unconstructive comment
 

takeshi_lum

Senior Member
Joined
Apr 11, 2006
Messages
2,278
Reaction score
0
how we calculate the interest if there's $200 outstanding bill from 21/7/08 due date 21/8/08 based on 2.34% .

Any butties can help ?:)

u multiply ur outstanding amt with the interest amt which is 2.34% lor. dun forget abt the late payment charge as well.
 

cscs3

Arch-Supremacy Member
Joined
Jun 4, 2000
Messages
21,676
Reaction score
115
wat does this means?
Transactions in foreign Currencies: 1.5% of the transaction amount

example i spend 1000 china yuan, hows does the exchange rate been calculated? and must add 1.5%?

This means on top of exchange rate, the bank charge another 1.5% of service charge to the amount.
 

babyrobo

Arch-Supremacy Member
Joined
Aug 7, 2003
Messages
10,008
Reaction score
0
If owe $300 for one mth to SCB what's the amt we expect to pay at the end of one mth and the end of the 2nd?
 

Emo_Rhino

Supremacy Member
Joined
Jun 23, 2008
Messages
6,601
Reaction score
30
hi it would help if u provided more info like the various cards they haf under each bank, and the advantages and disadvantages of each card... :(
 

albertknowles09

Junior Member
Joined
Sep 11, 2009
Messages
5
Reaction score
0
how we calculate the interest if there's $200 outstanding bill from 21/7/08 due date 21/8/08 based on 2.34% .
Any butties can help ?
 

markerpen

Senior Member
Joined
Feb 19, 2003
Messages
551
Reaction score
0
how we calculate the interest if there's $200 outstanding bill from 21/7/08 due date 21/8/08 based on 2.34% .
Any butties can help ?

2.34% is based on one month.

Here's how it works, lets say annual interest is 24%. You take 24% / Number of days in a year. Tat will be the daily interest rate. Then multiply by number of days

So 2.34% is one month. Hence, amount owned * 102.34

Assuming you owe $200, hence the interest is $4.68
 

ccssgm

Senior Member
Joined
Jun 18, 2008
Messages
1,850
Reaction score
0
2.34% is based on one month.

Here's how it works, lets say annual interest is 24%. You take 24% / Number of days in a year. Tat will be the daily interest rate. Then multiply by number of days

So 2.34% is one month. Hence, amount owned * 102.34

Assuming you owe $200, hence the interest is $4.68

0.66% daily include outstanding balance due and owing :s7:
 

kindman1

Member
Joined
Nov 21, 2006
Messages
177
Reaction score
0
Understand RBS switch card has no cash advance fee but other cc charge 5% or min $10-$15. Any catch? As this seems to be better? Interest rate same?
 

hiappys

Junior Member
Joined
Mar 26, 2004
Messages
3
Reaction score
0
Interested party in credit cards can meet up with me

Hi all,

Basically if any one wants to sign up for HSBC credit cards can give me a call @ 92373120 Tom. We can meet up to do the processing. Some of my friends are doing other credit cards, I can try to refer you to them but I dont really know much about other cards. :)
 

xiaowhois

Arch-Supremacy Member
Joined
Jun 5, 2005
Messages
15,992
Reaction score
123
SC debit card overseas transaction fee from 1.5% to 2.5% wef nov 2009
 

sgpowerseller

Master Member
Joined
Nov 6, 2009
Messages
3,059
Reaction score
0
hey, if i wanna use my POSB debit card on holiday to buy stuff, how would the charges be like. for instance maybe like HKD$ 1k
 

cscs3

Arch-Supremacy Member
Joined
Jun 4, 2000
Messages
21,676
Reaction score
115
hey, if i wanna use my POSB debit card on holiday to buy stuff, how would the charges be like. for instance maybe like HKD$ 1k

Pay in HKD, exchange rate at the time you get bill plus 1.5% service charge.
 

kindaichi83

Arch-Supremacy Member
Joined
Jul 4, 2005
Messages
20,603
Reaction score
1,400
wat abt online purchases at amazon? beta to use a debit card or credit card? i dun tink they chg me the 1.5% when i was using the debit card to pay..
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Community Guidelines and Standards, Terms of Service and Member T&Cs for more information.
Top