I guess OCBC titinium is other good card for oversea spend... 3 X OCBC points
how about other rebate cards like everyday card, Maybank Family & Friends Platinum, Manhattan Master Card?
do they count towards overseas transactions?
They do, but F&F is not worth it as the rebate is just 0.5%
yes but most cards that offer point system instead of cash rebate require certain amount of spend to be useful...
e.g. if total spend on a trip is less than $1000... then would that help? the points are not enough to exchange for anything right?
Guys, am looking for another card for my overseas spend. Already got maybank horizon which is a excellent card, can gather miles like crazy with 5x and their fees are the lowest. However, I need another card now due to increased spending. Which is the next best card? or should i just go get another maybank horizon? lol
Using the Maybank Horizon card overseas can get you 5x points which can be used for vouchers. You only need to spend $400 to get a $10 treats voucher (2.5%). Better still if you redeem during your birthday month (for rewards infinite members) - only need to spend $200 overseas for that voucher.
isit? $400 can redeem the $10 voucher straight away?
So thats the best card for overseas spend?
and special requirements to take note? I have the card but have not been using...
my spending is once a blue moon business trip and only pay for hotel bills therefore not alot and want to be able to easily redeem the benefits...
so that consider overseas transaction right?
isit? $400 can redeem the $10 voucher straight away?
So thats the best card for overseas spend?
and special requirements to take note? I have the card but have not been using...
my spending is once a blue moon business trip and only pay for hotel bills therefore not alot and want to be able to easily redeem the benefits...
so that consider overseas transaction right?
Guys please take note of the additional charges on the purchase before considering the 'extra' miles you are getting.
I was intending to put a big purchase on the CC until I realised the extra charges are about 3-4% for VISA/Mastercard/AMEX in addition to lousy exchange rate.
That's the only reason the bank gives you extra miles to make up for that.
Guys please take note of the additional charges on the purchase before considering the 'extra' miles you are getting.
I was intending to put a big purchase on the CC until I realised the extra charges are about 3-4% for VISA/Mastercard/AMEX in addition to lousy exchange rate.
That's the only reason the bank gives you extra miles to make up for that.
whenever i spend overseas, i don't see any item "surcharge" in my statements... is it that they factor this into the exchange rate already?
Yeah, different card have different exchange rates and surcharge, even if both cards are Master Card, they still have different surcharge as determined by the bank.
yes, i read that on SCB terms..
so far the lowest i saw was maybank and cimb.. 1.5%... anyone knows anymore lower one?