what is the requirement for citigold r/s?
200k in assets under management (deposits, stock portfolio, etc).
what is the requirement for citigold r/s?
yup their requirement is strict: either earn 120k pa or citigold customer with them.
these days most people are 120K p.a. easily...funny calling their card 'Prestige Card'
most people? Really? I don't think so la. Yes there are more and more people, but I wouldn't call these group who earn 120k pa as most people...
Of course...
I refuse to pay credit card fees unless I get something like bucket loads of miles in return. So many cards in the market right now, make me pay for nothing in return, I take my business elsewhere.
i think should refrain myself to apply now. waiting them to be more desperate (hope the take up rate is low) and throw more goddies
Haha good idea.. I like the idea of airport to home transfers that they are offering in Malaysia.
The same card issued in USA offers a lot of perks including special hotel benefits (complimentary upgrades, breakfast, late chekout) as well as airline benefits (complimentary upgrade from Economy to Business Card on non-discount tickets).
Was wondering if Singapore issued card can benefit from these as well, in particular, the hotel benefits:
Citi Prestige Travel Collection
The same card issued in USA offers a lot of perks including special hotel benefits (complimentary upgrades, breakfast, late chekout) as well as airline benefits (complimentary upgrade from Economy to Business Card on non-discount tickets).
Was wondering if Singapore issued card can benefit from these as well, in particular, the hotel benefits:
Citi Prestige Travel Collection
Country Specific Benefits.
Singapore is just too small -.- to offer alot.
Competition also not as intense compared to other countries.
Thus not much incentive to offer more
Having said that, the rather generous miles/$ earning ratio is already a good sell.
Frankly, for most people, we will not use the majority of these benefits. Personally, the only benefit that I have used a lot in the past couple of years was the taxi and Jetquay service with HSBC VI (before there was a spending condition). All those hotel benefits, never used before as you can usually find better offers or promotions on the net.
So, I'm not too fussed that this is 'not as good' compared to other markets and take it for what it is.
Well that precisely my point. Citi will tell you they give a lot of benefit. But as i said before, none of these benefits will be useful for me.
For HSBC VI , I only use limo service and Fast Track in certain cities. Hardly use the Priority Pass, as I normally can use CX or *A lounge. Only use Jetquay thrice, 1 dep, 2 arrival and found it quite hassle and unnecessarily. When I arrived from TPE on T3, it ends up longer time.
May be useful if you landed on A380 and want to avoid the crowd in the bagage area
The limo service do save me around $100 per year, as I travel almost once a month, not to mention the convenience. Of course Fast Track, I won't put a $ tag to it.
Hence my 75,000 points from HSBC is only cost around $300+
Personally Citi should at least throw in the limo service my be 2ways if they really genuine. Or they assume their target market has cars to drive to airport.
It's a fair enough point. I guess in my case, the majority of travels are for work and I get to claim taxi fare to the airport so it wasn't a huge benefit for me, just a way I saved a bit of money from my travel budget.
If HSBC still offered the airport transfer with no strings attached, I would use it in a flash, but I'm not willing to divert that much spending to the card just to maintain the benefit.
Ultimately, sure, I wish that Citi offered airport transfer for cardholders as well, but the fact that it doesn't is not a deal breaker for me.
They should just throw in the limo services, be it with spending requirements. It will then match up with existing cards in the market. Whats the point of introducing new card when u cannot even beat the other cards.
Because they are offering more miles/$ than any comparable card in the market?
Put it this way. Assuming you spend $5k a quarter, which gets you the free limo service from HSBC, you are also losing out on 2k miles a quarter by using the HSBC card. If you value 2k miles a quarter more, take the Citibank card. If you value your airport transfer more, take the HSBC card.
You need not have every card in the market. Just pick the one that best fit your spending and usage profile. For some (including me), this card beats the HSBC VI card hands down.
not really much higher. ANZ also 1.4, UOB 1.6? somemore their annual fee is the highest and cannot be waived. the rate of earning of the free miles is also lower then ANZ (and UOB if u spent more then 50k a year).