HSBC Platinum Card

[ironman4672]

anyone got this card even with less than 50k income?

[evoram]

rarely can get one..unles ur income is reaching 50k like lets say 48++ la...then maybe the bank approve...lol.....

[ironman4672]

rarely can get one..unles ur income is reaching 50k like lets say 48++ la...then maybe the bank approve...lol.....then how come other banks even u dun meet the min req they will still approve the cards?

[Thai_Rak_Thai]

I used to have their gold Visa and Master (2 cards can't choose either) ~ then 1 day i wne to HSBC buy unit trust...while waiting for banker nothing to do....HSBC officer help me to fill up upgrade form...

few days later get my platinum card (visa only) - then my gold visa and master automatic cancelled

i earn S$40K+

[ironman4672]

I used to have their gold Visa and Master (2 cards can't choose either) ~ then 1 day i wne to HSBC buy unit trust...while waiting for banker nothing to do....HSBC officer help me to fill up upgrade form...

few days later get my platinum card (visa only) - then my gold visa and master automatic cancelled

i earn S$40K+so good sia... then i think i must try to "upgrade" also liao.... the card got how many yrs of waiver? i like it becos it is in black card, currently holding visa and mastercard gold from hsbc....

besides, why u buy unit trust at hsbc....

[Thai_Rak_Thai]

so good sia... then i think i must try to "upgrade" also liao.... the card got how many yrs of waiver? i like it becos it is in black card, currently holding visa and mastercard gold from hsbc....

besides, why u buy unit trust at hsbc.... happen i was at Atrium to see the banker..then he attend to someone so i walk around :D

if your credit rating is good, should be no issue...actually i not aware of annual fees...seldom see my statement... =:p

[yamashita]

Just wondering, I am holding both their HSBC Gold Visa and Mastercard and should I request for an upgrade to the Platinum, what will happen to the Gold Mastercard? Understand the Platinum is only available in Visa flavour.

Anyone here upgraded their Gold Visa through the hotline before?

Thanks. :)

[rAcEr]

they will cancel the gold card if u upgrade to platinum

[purplewave]

depends on bank one .

[n95crazy]

what's the lowest??? my salary just nice 40k nia, can apply?
i got no credit rating becos i fresh grad, i have yet to receive my degree also

[reddevil0728]

no1 no unless u try

[yamashita]

So they will cancel the Gold Mastercard too?

[undiscern]

Whats the benefit of hsbc plat?

[reddevil0728]

Whats the benefit of hsbc plat?
there is a website for it dude...

[Raffles88]

what's the lowest??? my salary just nice 40k nia, can apply?
i got no credit rating becos i fresh grad, i have yet to receive my degree also

wah! fresh grad oredi earn 40k.:eek:

[reddevil0728]

wah! fresh grad oredi earn 40k.:eek:
BCF...........

[n95crazy]

wah! fresh grad oredi earn 40k.:eek:

lol got ppl say they 26 and earning 5k++
i still waiting to find out what industry and what job he has

[reddevil0728]

lol got ppl say they 26 and earning 5k++
i still waiting to find out what industry and what job he has
dun be jealous la... i noe ppl hvn't even grad already earning way way more than tt liao

[n95crazy]

dun be jealous la... i noe ppl hvn't even grad already earning way way more than tt liao

you must know alot of prostitutes... :s13:

[reddevil0728]

you must know alot of prostitutes... :s13:
Whatever floats your boat :)

[yamashita]

n95crazy, that comment was uncalled for. Even if you lack self-respect, at least show some to others.

[outlander]

you must know alot of prostitutes... :s13:
I've issued a warning to you for this comment. Please watch what you post in the future.

[hwmook]

wah! fresh grad oredi earn 40k.:eek:

Its not hard for fresh grad to get 40k per annum nowadays. ;)

[Shadus]

Its not hard for fresh grad to get 40k per annum nowadays. ;)

tht's true, the starting salary of a normal engineer in semicon industry is already 40k per annum.

[Shadus]

lol got ppl say they 26 and earning 5k++
i still waiting to find out what industry and what job he has

many. the easiest to guess will be lawyers. their starting salary is no secret. and these are not even top students or lucky breaks in finding the job.
and how abt pilots, even if they're grads, 26 they just clear their training, its 8k+ easily. more if they're not grads and have started their pilot life early.
and let's not even mention abt trading positions coz these are v. rare & few, "normal" pple wont come across them.
and even for accountants, 26, 5k++ is possible......

and the list goes on.

[outlander]

40k for fresh grad does seem a bit high, but it's definitely not far fetched.

[Raffles88]

40k is a bit too high. engineers earn around 34k pa in my coy.:(

[Guyver02]

i onli 28k... =(

[windroar]

fresh grads can earn 4-5k in banks/oil firms

how come got so naive pple here

[yamashita]

Just to share, I called HSBC and requested for an upgrade. I was informed there is a form to submit but it's not available anywhere on their website. They will send it over to my home address.

Cheers.

[undiscern]

Just to side track abit. There is nothing wrong or disrespectful with the prostitute. It is a form of high-risk job and it is legal in one part of Singapore.

[reddevil0728]

Just to side track abit. There is nothing wrong or disrespectful with the prostitute. It is a form of high-risk job and it is legal in one part of Singapore.
but he is saying my friends are prostitute

[undiscern]

Dont take it literally, we are all 'prostitute' to the society :) selling our service and youth for $, either as lawyers, engineers, doctors, cleaner etc etc etc...

[reddevil0728]

Dont take it literally, we are all 'prostitute' to the society :) selling our service and youth for $, either as lawyers, engineers, doctors, cleaner etc etc etc...
he doesn't mean what u meant

[Inix]

many. the easiest to guess will be lawyers. their starting salary is no secret. and these are not even top students or lucky breaks in finding the job.
and how abt pilots, even if they're grads, 26 they just clear their training, its 8k+ easily. more if they're not grads and have started their pilot life early.
and let's not even mention abt trading positions coz these are v. rare & few, "normal" pple wont come across them.
and even for accountants, 26, 5k++ is possible......

and the list goes on.
What to do? Some people cannot see value of money and value of their work then how? There are more money spread around the economy and the only question is how to get there

[Inix]

lol got ppl say they 26 and earning 5k++
i still waiting to find out what industry and what job he has

All talk no proof not enough for you lar.. So OK lor..

http://inix.netvity.org/dbs.jpg

And btw n95, since you're so bitter about this, the credit limit is not even twice lor...

[Shadus]

wah sai.... are we into comparing credit limit now :p... haha.

hmm.... actually, personally i felt its "dangerous" to hv too high a limit especially if ur job requires u to travel a lot. so my habit is to restrict it to something like $5k.

[Inix]

wah sai.... are we into comparing credit limit now :p... haha.

hmm.... actually, personally i felt its "dangerous" to hv too high a limit especially if ur job requires u to travel a lot. so my habit is to restrict it to something like $5k.
BUt if its 5K, then how you pay for your hotels ar?

[Shadus]

Company card.

[quekky]

we know, hr know, bank know, can already. no need to boast starting pay and tell the whole world too little want a pay rise, as long as got enough money to buy popcorns to pass around everyone share ;)

[yamashita]

Why are we going so way off-topic? :look:

Anyway, the upgrade form is actually a new application form.

[malestone7469]

What was the topic again?

Ah...................

HSBC Platinum Card

[malestone7469]

Ah just sent out application today to turn gold into platinum.

HSBC Gold to HSBC Platinum

[ironman4672]

Ah just sent out application today to turn gold into platinum.

HSBC Gold to HSBC Platinum

got such application form for conversion one meh? u apply new one then just say new one la.....dun confuse others....:s7::s7::s7::s7::s7:

[malestone7469]

got such application form for conversion one meh? u apply new one then just say new one la.....dun confuse others....:s7::s7::s7::s7::s7:

When you apply online for the HSBC Revolution, and if you have Gold Cards, they get automatically cancelled. Not option to back out.

[ironman4672]

When you apply online for the HSBC Revolution, and if you have Gold Cards, they get automatically cancelled. Not option to back out.

that's cancellation of ur existing card, not conversion.....i applied also....;););););)

[richneo]

what's the lowest??? my salary just nice 40k nia, can apply?
i got no credit rating becos i fresh grad, i have yet to receive my degree also
haii okok i'll admit, i photoshopped that original pic and made everything up for fun...
actually my salary is only 1830... lol!!! so happens that 6.30 is the time i knock off... maybe infuture i shall work until 2030 then my salary also follow...

i'm doing technical support for starhub... my degree actually very useless de...
anyway it was fun... haha

but to be honest, i really liked the entertainment... god knows i'm so famous!!!
now all i needa do, is be popular :)

how to reach 40k ah? total add up over 2 years?

[malestone7469]

that's cancellation of ur existing card, not conversion.....i applied also....;););););)

Yes! You are right. My mistake/English!

[PPPPPPP]

seems that the min. income requirement for hsbc platinum card is higher than most other banks (e.g. citi platinum) but not as much perks/discounts for daily dinning/shopping usage. do you guys think it's worth applying for as compared to perhaps citi/uob plat, assuming income requirements met.

[reddevil0728]

seems that the min. income requirement for hsbc platinum card is higher than most other banks (e.g. citi platinum) but not as much perks/discounts for daily dinning/shopping usage. do you guys think it's worth applying for as compared to perhaps citi/uob plat, assuming income requirements met.
Citi bank all their plats like 30k la.. dunno wat tey thinking

[PPPPPPP]

yupz but the hsbc platinum requires higher min. income but doesn't offer as attractive lifestyle discount as citibank. seems lacking in refinement, how to attract the big spenders?

[carey]

yupz but the hsbc platinum requires higher min. income but doesn't offer as attractive lifestyle discount as citibank. seems lacking in refinement, how to attract the big spenders?

Ya lor, only good when ordering Pizza Hut...hahah

Then again, I also can't be bothered to apply for it :s13:

[magixspeed]

When you apply online for the HSBC Revolution, and if you have Gold Cards, they get automatically cancelled. Not option to back out.

i got both gold and revolution card.
Both working properly. :)

[ironman4672]

seems that the min. income requirement for hsbc platinum card is higher than most other banks (e.g. citi platinum) but not as much perks/discounts for daily dinning/shopping usage. do you guys think it's worth applying for as compared to perhaps citi/uob plat, assuming income requirements met.

yes, the hsbc platinum u must meet the 50k to apply, no exception.....;);)

[magixspeed]

This card comes with 2 years free annual fees waived.
However on the 2nd year, it is a conditional and require to spend 12500 within that year to get fee waived.
anyone can verify or got ways to bypass it?