HWZ Forums

Login Register FAQ Mark Forums Read

Things you need to know about car insurance

Like Tree18Likes
Reply
 
LinkBack Thread Tools
Old 09-11-2017, 12:59 AM   #466
Junior Member
 
lapisgrater's Avatar
 
Join Date: Oct 2017
Posts: 41
guys my insurance ends dec but my road tax expires oct

it doesnt allow me to renew road tax since insurance is left with few mths.

what can i do?
Guess you gotta live life on the edge bro
__________________
Senpai me up
lapisgrater is offline   Reply With Quote
Old 13-11-2017, 01:07 PM   #467
Arch-Supremacy Member
 
sneggg's Avatar
 
Join Date: Jun 2005
Posts: 17,758
Guess you gotta live life on the edge bro
what u mean
sneggg is offline   Reply With Quote
Old 17-11-2017, 05:00 PM   #468
Junior Member
 
lapisgrater's Avatar
 
Join Date: Oct 2017
Posts: 41
what u mean
His insurance company dosent allow him to renew his road tax so heíll be driving on the road without one. Itís illegal but he got no choice. A boy gotta do what he gotta to do to get arounddddd
__________________
Senpai me up
lapisgrater is offline   Reply With Quote
Old 19-12-2017, 07:37 PM   #469
Member
 
Join Date: Sep 2007
Posts: 423
Hi,

I was involved in an accident sometime Oct last year. My NCD was previously 50% and now when I check my NCD is 10% even though the fault isnt mine.

Thought the investigation is still ongoing, I feel its unfair they touch my NCD like that as though it's my fault.
__________________
Reggie
eight one two 7 five one 88
Preferably Queenstown mrt and anywhere else nearby.
milkncookie is offline   Reply With Quote
Old 20-12-2017, 12:01 PM   #470
Junior Member
 
Join Date: Apr 2013
Posts: 26
Hi,

I was involved in an accident sometime Oct last year. My NCD was previously 50% and now when I check my NCD is 10% even though the fault isnt mine.

Thought the investigation is still ongoing, I feel its unfair they touch my NCD like that as though it's my fault.
without knowing more about your case, these are my thoughts:

1. "My NCD was previously 50% and now when I check my NCD is 10% even though the fault isnt mine."
If you had 50% NCD and made one claim in one insurance period, your remaining NCD should be 20%. Did you perhaps mistaken that you had 40% NCD previously or made more than 1 claim?

2. When you say the fault is not yours, is that your opinion or the conclusion of the insurance company? Also, since the case is ongoing, and your policy is likely up for renewal, they may have penalised you first. Should their conclusion be that you are not at fault, they should reinstate the NCD and refund the difference after applying the discount.

I would check, at the point of 50% NCD, did that policy have NCD protector on it? and also definately call to check the status of the claim at this point of time.
cere13ra1 is offline   Reply With Quote
Old 21-12-2017, 04:56 PM   #471
Senior Member
 
Join Date: Jun 2006
Posts: 1,587
anyone know how to purchase car insurance without car plate number?
the quotation from my SE is much higher than what i got quoted online.
undead90 is offline   Reply With Quote
Old 21-12-2017, 08:59 PM   #472
Junior Member
 
Join Date: Apr 2013
Posts: 26
anyone know how to purchase car insurance without car plate number?
the quotation from my SE is much higher than what i got quoted online.
Are you buying a brand new car? As far as I know, you can get a quote without a the registration details but will need the car details, chasis and engine number, as well as the car model and CC.

by the way, what is SE?
cere13ra1 is offline   Reply With Quote
Old 22-12-2017, 03:15 PM   #473
Junior Member
 
Join Date: Jun 2011
Posts: 81
Should be Sales Engineer...

Are you buying a brand new car? As far as I know, you can get a quote without a the registration details but will need the car details, chasis and engine number, as well as the car model and CC.

by the way, what is SE?
lkimchye is offline   Reply With Quote
Old 22-12-2017, 08:55 PM   #474
Senior Moderator
 
Join Date: Jan 2000
Posts: 35,905
Should be Sales Engineer...
Sales Executive.
cere13ra1 likes this.
__________________
It is better to keep quiet and be thought a fool, than to speak and remove all doubt.
Dragon is offline   Reply With Quote
Old 31-12-2017, 04:33 PM   #475
Junior Member
 
Join Date: Jun 2011
Posts: 81
Is $1.8K too much for a first time car owner?
lkimchye is offline   Reply With Quote
Old 06-01-2018, 12:11 AM   #476
Junior Member
 
Join Date: Aug 2017
Posts: 78
It depends on what all it covers and KM it has travelled.





Is $1.8K too much for a first time car owner?
pdsubraa is offline   Reply With Quote
Old 06-01-2018, 01:16 PM   #477
Junior Member
 
Join Date: Apr 2013
Posts: 26
Is $1.8K too much for a first time car owner?
That depends:
1. your profile (age, driving experience etc)
2. what car
3. what is the coverage / terms

With more information, maybe we can get a better gauge.
cere13ra1 is offline   Reply With Quote
Old 07-01-2018, 10:42 PM   #478
Supremacy Member
 
GundamKnight's Avatar
 
Join Date: Sep 2007
Posts: 8,720
Hi,

Was involved in an accident where rear ended another vehicle, Claimant messaged me to settle via insurance for he wants to change his whole rear bumper and other misc stuff.

He went to look for a claims lawyer and issued a demand of compensation for half a million.
it was a knock to which his rear sustained some damages and mine sustained minimal damages(1 hairline crack at the front of my vehicle)
How is this going to affect the insurance, i reported the incident before and NCD reduced to 20% already how much more is it going to impact as well as the compensation?
__________________
I play Dota 2!
http://dotabuff.com/players/82981326
http://dotamax.com/player/detail/82981326/
GundamKnight is offline   Reply With Quote
Old 08-01-2018, 10:33 PM   #479
Junior Member
 
Join Date: Jun 2011
Posts: 81
What if my new car is lost in Malaysia due to theft? Will the insurance pay me a new car of the same brand and same model?
lkimchye is offline   Reply With Quote
Old 09-02-2018, 11:23 PM   #480
Senior Member
 
Join Date: Feb 2005
Posts: 999
Hi. I getting new car from AD. my SE offered in house Aig insurance and for my case is $2060. I try get quote from ntuc and got 1.6k.

The aig auto protector offers AD workshop while ntuc is their own.

Should go for in house aig? Or save some money god to ntuc. But I scare ntuc workshop will any how.
fateless is offline   Reply With Quote
Reply
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Terms of Service for more information.


Thread Tools

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On