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Bank of China: Family Rebate Visa Platinum Card

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Old 17-03-2016, 06:56 PM   #31
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Agree with u. Frank and UOB ONE NFP rebates are nerded.

I am trying to remove the ATU so I can try on BOC. Hope it is not for preconfigured cards only and we can register on our own.
I would think that can register BOC cc as ATU source for another FP card? Logically yes, as this is controlled by Nets.

Would there be FP rebates if ATU to another Fp card from BOC cc? That's entirely up to BOC. Each bank will hv record of the corresponding FP no. associated with the cc. Just that they want to do the checking or not..
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Old 19-03-2016, 10:12 PM   #32
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(v) 5% cash rebate on Selected Merchants

“Selected Merchants” means transactions made at Best Denki, BIG BOX with the assigned MCC 5411 - Grocery Stores and Supermarkets, MCC 5712 - Furniture, Home Furnishings, and Equipment Stores, MCC 5732 - Electronics Stores and MCC 5912 - Drug Stores and Pharmacies, POPULAR Bookstore, Toys ‘R’ Us, Unity Pharmacy and Watsons in Singapore (except for retail stores in school, roadshow, expo and events);


Actually I am quite confused with the above...Doesn't "MCC 5912 - Drug Stores and Pharmacies" include Watsons and Unity as well? So is Guardian included for the rebate? Guardian should be listed under "MCC 5912 - Drug Stores and Pharmacies" as well?
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Old 19-03-2016, 10:18 PM   #33
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(v) 5% cash rebate on Selected Merchants

“Selected Merchants” means transactions made at Best Denki, BIG BOX with the assigned MCC 5411 - Grocery Stores and Supermarkets, MCC 5712 - Furniture, Home Furnishings, and Equipment Stores, MCC 5732 - Electronics Stores and MCC 5912 - Drug Stores and Pharmacies, POPULAR Bookstore, Toys ‘R’ Us, Unity Pharmacy and Watsons in Singapore (except for retail stores in school, roadshow, expo and events);


Actually I am quite confused with the above...Doesn't "MCC 5912 - Drug Stores and Pharmacies" include Watsons and Unity as well? So is Guardian included for the rebate? Guardian should be listed under "MCC 5912 - Drug Stores and Pharmacies" as well?
Just the selected stores.
Best Denki
Big Box
Popular Bookstore
Toysrus
Unity Healthcare
Watsons
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Old 19-03-2016, 10:48 PM   #34
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Just the selected stores.
Best Denki
Big Box
Popular Bookstore
Toysrus
Unity Healthcare
Watsons
Thanks!!! So how I should read that para is to ignore all the MCC codes and just focus on the names of the selected merchants..
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Old 20-03-2016, 10:57 AM   #35
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Hope it is not for preconfigured cards only and we can register on our own.
Even if the bank doesn't restrict, Nets has to allow too. Right now, Nets accepts ATU from a limited number of credit cards.
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Old 20-03-2016, 11:18 AM   #36
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I would think that can register BOC cc as ATU source for another FP card? Logically yes, as this is controlled by Nets.

Would there be FP rebates if ATU to another Fp card from BOC cc? That's entirely up to BOC. Each bank will hv record of the corresponding FP no. associated with the cc. Just that they want to do the checking or not..
Wrong. Bank cannot see the ATU top up transaction is for which card per transaction. They can ask NETS for it but it is a huge hassle. That is why they limit by transaction count.
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Old 20-03-2016, 12:40 PM   #37
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Agree with u. Frank and UOB ONE NFP rebates are nerded.

I am trying to remove the ATU so I can try on BOC. Hope it is not for preconfigured cards only and we can register on our own.
At this point, please do not waste your time. List of banks cc DOES NOT include BOC as yet

https://atu.nets.com.sg/schemeatu/showreg.action
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Old 20-03-2016, 07:53 PM   #38
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minimum spent for this card to be eligible for the 7% dining & 5% groceries (based on the new promotion taking effect 17 April), will still be at $500?
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Old 20-03-2016, 08:08 PM   #39
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minimum spent for this card to be eligible for the 7% dining & 5% groceries (based on the new promotion taking effect 17 April), will still be at $500?
The tnc on the website is still not updated
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Old 20-03-2016, 10:48 PM   #40
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http://mp.weixin.qq.com/s?__biz=MzA5...976f90b5bc4#rd

Check this out.

c) Additional Cash Rebate

Principal Cardmember who qualifies for Family Cash Rebate will be awarded a 2% cash rebate (“Additional Cash Rebate”) for all spend (excluding spend categories on Dining, Supermarkets, Hospital bills, NETS FlashPay ATU, Selected Merchants and Telecommunication bills and purchases that earn Family Cash Rebate) charged to his/her Supplementary Card(s) if a minimum aggregate amount of S$200 is charged to such Supplementary Card(s) for each billing cycle in a calendar quarter (as set out below) (“Calendar Quarter”).

I'm wondering, is this aggregate amount of $200 charge to sup charge ON TOP OF the $500 to be spent by Principal and/or Sup card? I'm struggling with their English here.
Also, is it correct to say the 2% additional reward is only applicable to Principal card spend that falls out of the Family Cash category? (Sup card "other spend" attracts no 2% reward.
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Old 20-03-2016, 11:00 PM   #41
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http://mp.weixin.qq.com/s?__biz=MzA5...976f90b5bc4#rd

Check this out.

c) Additional Cash Rebate

Principal Cardmember who qualifies for Family Cash Rebate will be awarded a 2% cash rebate (“Additional Cash Rebate”) for all spend (excluding spend categories on Dining, Supermarkets, Hospital bills, NETS FlashPay ATU, Selected Merchants and Telecommunication bills and purchases that earn Family Cash Rebate) charged to his/her Supplementary Card(s) if a minimum aggregate amount of S$200 is charged to such Supplementary Card(s) for each billing cycle in a calendar quarter (as set out below) (“Calendar Quarter”).

I'm wondering, is this aggregate amount of $200 charge to sup charge ON TOP OF the $500 to be spent by Principal and/or Sup card? I'm struggling with their English here.
Also, is it correct to say the 2% additional reward is only applicable to Principal card spend that falls out of the Family Cash category? (Sup card "other spend" attracts no 2% reward.
(b) Combined spend from Principal and Supplementary Cards is allowed for purposes of the award of the Base Cash Rebate or Family Cash Rebate. Combined spend from Supplementary Cards is allowed for purposes of the award of the Additional Cash Rebate.
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Old 20-03-2016, 11:23 PM   #42
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(b) Combined spend from Principal and Supplementary Cards is allowed for purposes of the award of the Base Cash Rebate or Family Cash Rebate. Combined spend from Supplementary Cards is allowed for purposes of the award of the Additional Cash Rebate.
So we can combine the sup cards (if you have multiple) for the Additional Cash Rebate to meet the $200 requirement, provided we meet the $500 criteria.

But so, the 2% rebate is only for Principal card spend right?

Principal Cardmember who qualifies for Family Cash Rebate will be awarded a 2% cash rebate (“Additional Cash Rebate”) for all spend (excluding spend categories on Dining, Supermarkets, Hospital bills, NETS FlashPay ATU, Selected Merchants and Telecommunication bills and purchases that earn Family Cash Rebate) charged to his/her Supplementary Card(s) if a minimum aggregate amount of S$200 is charged to such Supplementary Card(s) for each billing cycle in a calendar quarter (as set out below) (“Calendar Quarter”).
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Old 20-03-2016, 11:44 PM   #43
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So we can combine the sup cards (if you have multiple) for the Additional Cash Rebate to meet the $200 requirement, provided we meet the $500 criteria.

But so, the 2% rebate is only for Principal card spend right?

Principal Cardmember who qualifies for Family Cash Rebate will be awarded a 2% cash rebate (“Additional Cash Rebate”) for all spend (excluding spend categories on Dining, Supermarkets, Hospital bills, NETS FlashPay ATU, Selected Merchants and Telecommunication bills and purchases that earn Family Cash Rebate) charged to his/her Supplementary Card(s) if a minimum aggregate amount of S$200 is charged to such Supplementary Card(s) for each billing cycle in a calendar quarter (as set out below) (“Calendar Quarter”).
See bold above
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Old 21-03-2016, 12:14 AM   #44
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See bold above
Thanks! Means it's better for principal card to spend only the 7% or 5% category and if die die need to have "other spend", let sup card swipe it. Right?
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Old 21-03-2016, 06:55 AM   #45
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Thanks! Means it's better for principal card to spend only the 7% or 5% category and if die die need to have "other spend", let sup card swipe it. Right?
Yes. 2% rebate for min $200 on other spend on supplementary card, and this goes towards min spend $500 of main card.
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