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best card for overseas spending

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Old 23-04-2012, 10:25 PM   #16
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i just realise my robinson visa card gives double robinson$ for all oversea spending in june and december... that works out to a 1.25% is i redeem 4800 points for $30 robinson voucher
If we are comparing vouchers, then Maybank Horizon card will earn x5 Treat points (TPs) transactions in foreign currencies all year round.

For the same amount (S$2.4K transacted), one will have 12K TPs.
One could enjoy 50% off Treat Vouchers on your birthday month and redeem a $50 treat vouchers with 5K TPs under the Reward Infinite program.

The balance 7K TPs, one could use 6K TPs to redeem another $30 Treat Vouchers.

Some total, you will get $80 Treat vouchers with 1K TPs for your future redemptions.

And we had yet to factor in the 1.8% (OCBC) vs 1.5% (Maybank) foreign currency admin charges.

Last edited by Thanatos_Wraiths; 23-04-2012 at 10:30 PM..
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Old 23-04-2012, 10:42 PM   #17
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Maybank Horizon definately best for foreign curency spending.

Only prob is that you might meet the requirements and yet get rejected when applying for the card.

I got mine on the 3rd try!
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Old 23-04-2012, 11:58 PM   #18
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If we are comparing vouchers, then Maybank Horizon card will earn x5 Treat points (TPs) transactions in foreign currencies all year round.

For the same amount (S$2.4K transacted), one will have 12K TPs.
One could enjoy 50% off Treat Vouchers on your birthday month and redeem a $50 treat vouchers with 5K TPs under the Reward Infinite program.

The balance 7K TPs, one could use 6K TPs to redeem another $30 Treat Vouchers.

Some total, you will get $80 Treat vouchers with 1K TPs for your future redemptions.

And we had yet to factor in the 1.8% (OCBC) vs 1.5% (Maybank) foreign currency admin charges.
Only if u are infinite member and need to pay for the anual fees. After deduct the annual fees u still earn that much?
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Old 24-04-2012, 12:00 PM   #19
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Only if u are infinite member and need to pay for the anual fees. After deduct the annual fees u still earn that much?
RI is free for 1st year. Subsequent RI annual fee is $10.70.
As for Horizon credit card annual fee, i managed to get it waived for few years running.
So yes, it is worth it. However, like other miles ppl, i used TPs for FFP mileage which is more worthwhile in my opinion.
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Old 24-04-2012, 02:24 PM   #20
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looks like Maybank Horizon Platinum Visa is the card to use overseas...

Rewards Infinite - 1st year auto inclusion or must enrol upon receiving the CC?
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Old 24-04-2012, 05:13 PM   #21
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looks like Maybank Horizon Platinum Visa is the card to use overseas...

Rewards Infinite - 1st year auto inclusion or must enrol upon receiving the CC?
It was auto inclusion for me couple of years back.
Should remain unchange though.
You could ask the CSO or lookout for the RI Expiry date below your TPs balance when they post your first statement.
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Old 24-04-2012, 08:33 PM   #22
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One could enjoy 50% off Treat Vouchers on your birthday month and redeem a $50 treat vouchers with 5K TPs under the Reward Infinite program.

Yes, the $50 for 5K TPs is only a one-time offer during Birthday Month.
i.e. you can only redeem max of 5K TPs under this special offer
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Old 25-04-2012, 11:34 AM   #23
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If you go on short trips overseas. Is it still wise to use the horizon card? Since I wont be using it after my trip.

I have the maybank horizon as I was overseas for over a year. Now since I am back and I have not much use for it, I am thinking of cancelling it.
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Old 25-04-2012, 05:40 PM   #24
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I think even for normal shopping it is quite a reasonable card?
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Old 04-08-2012, 11:20 PM   #25
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Sry to dig up the thread.. May I know, izzit ALL credit
Card can be use in oversea travel, hotel booking n shopping?? I nv use cc during my travel, somehow juz in case I dun hav enough cash etc.. As long as got either visa or master logo mean I can use it in oversea?
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Old 04-08-2012, 11:45 PM   #26
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Sry to dig up the thread.. May I know, izzit ALL credit
Card can be use in oversea travel, hotel booking n shopping?? I nv use cc during my travel, somehow juz in case I dun hav enough cash etc.. As long as got either visa or master logo mean I can use it in oversea?
Yes in most cases. However do note that certain banks may suddenly block your card when there is a sudden surge of charges and if they suspect fraud. If/when that happens, simply give your bank a call and they can unblock it.
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Old 04-08-2012, 11:46 PM   #27
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Sry to dig up the thread.. May I know, izzit ALL credit
Card can be use in oversea travel, hotel booking n shopping?? I nv use cc during my travel, somehow juz in case I dun hav enough cash etc.. As long as got either visa or master logo mean I can use it in oversea?
you got see the VISA advert at cinemas?
when you have no *insert currency here*... there's always VISA
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Old 04-08-2012, 11:49 PM   #28
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Just to check, where can I read up on the overseas admin charge?
I know OCBC Cashflo charge heavily on overseas currency. :@
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Old 05-08-2012, 12:54 AM   #29
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Just to check, where can I read up on the overseas admin charge?
I know OCBC Cashflo charge heavily on overseas currency. :@
it's usually printed on d last page of ur mthly statement (para 5 for OCBC).
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Old 05-08-2012, 09:52 AM   #30
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Just to check, where can I read up on the overseas admin charge?
I know OCBC Cashflo charge heavily on overseas currency. :@
It's almost always buried somewhere inside the Cardmember's Agreement that was given to you when you first got the card.

Most banks will have online versions of it on their websites, but again buried somewhere on the page.
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