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best card for overseas spending

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Old 05-08-2012, 10:29 AM   #31
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Yes in most cases. However do note that certain banks may suddenly block your card when there is a sudden surge of charges and if they suspect fraud. If/when that happens, simply give your bank a call and they can unblock it.
Thx for e info.. For the short travel, izzit advisable to get a travel credit card?
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Old 05-08-2012, 10:32 AM   #32
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you got see the VISA advert at cinemas?
when you have no *insert currency here*... there's always VISA
Lol.. I nv notice got "insert currency here".. sry, my bad.
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Old 05-08-2012, 11:17 AM   #33
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CIMB CC got 1% cash rebate on all foreign spending with no monthly cap across all retail purchases.
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Old 05-08-2012, 02:21 PM   #34
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Thx for e info.. For the short travel, izzit advisable to get a travel credit card?
there is no such thing as a travel credit card. you can use any locally issued credit card overseas. Be sure to give the bank a call to notify that you may be using their card overseas.
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Old 05-08-2012, 02:57 PM   #35
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Try to use mastercard rather than visa.... few mths back i charged a few cards for one purchase at the same time...mastercard rate was 1.685, visa 1.701 (sgd:€).... same bank (standard chartered)
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Old 05-08-2012, 03:48 PM   #36
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Try to use mastercard rather than visa.... few mths back i charged a few cards for one purchase at the same time...mastercard rate was 1.685, visa 1.701 (sgd:€).... same bank (standard chartered)
were the transactions posted on the same date?
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Old 05-08-2012, 11:37 PM   #37
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Try to use mastercard rather than visa.... few mths back i charged a few cards for one purchase at the same time...mastercard rate was 1.685, visa 1.701 (sgd:€).... same bank (standard chartered)
I had same card as u. The platinum or man card?
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Old 07-08-2012, 01:09 PM   #38
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Try to use mastercard rather than visa.... few mths back i charged a few cards for one purchase at the same time...mastercard rate was 1.685, visa 1.701 (sgd:€).... same bank (standard chartered)
I also think so. Currently have too many Visa card, dbs altitude visa, citi premier miles visa, maybank horizon visa. thinking change citi rewards visa to mastercard. Plus during GSS, mastercard have more promotion.
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Old 07-08-2012, 01:42 PM   #39
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Try to use mastercard rather than visa.... few mths back i charged a few cards for one purchase at the same time...mastercard rate was 1.685, visa 1.701 (sgd:€).... same bank (standard chartered)
so for currency conversions better to use mastercard as rates are lower compared to visa?
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Old 08-08-2012, 09:50 PM   #40
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so for currency conversions better to use mastercard as rates are lower compared to visa?
It may be due to different transaction date. Basically the currency rate is the same now a day.
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Old 20-08-2012, 12:22 AM   #41
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how about other rebate cards like everyday card, Maybank Family & Friends Platinum, Manhattan Master Card?

do they count towards overseas transactions?
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Old 24-08-2012, 07:44 AM   #42
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I guess OCBC titinium is other good card for oversea spend... 3 X OCBC points
With a spent of $1000, u will get OCBC$3000, but then, u can only exchange for $12 OCBC Cash redemption.
That's barely 1.2%.
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Old 24-08-2012, 08:01 AM   #43
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how about other rebate cards like everyday card, Maybank Family & Friends Platinum, Manhattan Master Card?

do they count towards overseas transactions?
They do, but F&F is not worth it as the rebate is just 0.5%
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Old 24-08-2012, 12:33 PM   #44
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They do, but F&F is not worth it as the rebate is just 0.5%
yes but most cards that offer point system instead of cash rebate require certain amount of spend to be useful...

e.g. if total spend on a trip is less than $1000... then would that help? the points are not enough to exchange for anything right?
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Old 24-08-2012, 01:43 PM   #45
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Guys, am looking for another card for my overseas spend. Already got maybank horizon which is a excellent card, can gather miles like crazy with 5x and their fees are the lowest. However, I need another card now due to increased spending. Which is the next best card? or should i just go get another maybank horizon? lol
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