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best funds transfer rate now?

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Old 28-11-2010, 10:03 AM   #16
dao
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Today i check with HSBC. Their 1.88% with no processing fee is still ongoing!
But u need to take up min 10k
HSBC is giving preferences to new customer than existing customer.

HSBC's Personal Line of Credit Fund Transfer terms and conditions

1. This promotion is applicable to all personal line of credit fund transfer applications received by HSBC from 1 November 2010 till 31 January 2011 and approved by HSBC by 28 February 2011.

2. . For new customers who apply for the fund transfer application at the same time that they apply for a personal line of credit account only, the promotional fund transfer interest rate is 1.88% p.a. for six months with S$50 processing fee. For online applications received between 1 November 2010 and 31 January 2011, the processing fee of S$50 will be waived.

3. For existing personal line of credit customers, the promotional fund transfer interest rate is as follows:

Fund Transfer Promotion Period Fund Transfer Amount Interest Rate and Fees
6 months S$10,000 and above 1.88% p.a. with S$50 processing fee
Below S$10,000 2.88% p.a. with S$50 processing fee
12 months S$10,000 and above 7.5% p.a. with no processing fee
Below S$10,000 7.5% p.a. with S$50 processing fee

4. Only one application per personal line of credit account is allowed.
http://www.hsbc.com.sg/1/2/miscellan...and-conditions
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Old 02-12-2010, 12:40 PM   #17
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not true.

give a call to HSBC and they will offer yo 1.88% with no processing fee
that is provided u take a min of 10k.



HSBC is giving preferences to new customer than existing customer.

HSBC's Personal Line of Credit Fund Transfer terms and conditions

1. This promotion is applicable to all personal line of credit fund transfer applications received by HSBC from 1 November 2010 till 31 January 2011 and approved by HSBC by 28 February 2011.

2. . For new customers who apply for the fund transfer application at the same time that they apply for a personal line of credit account only, the promotional fund transfer interest rate is 1.88% p.a. for six months with S$50 processing fee. For online applications received between 1 November 2010 and 31 January 2011, the processing fee of S$50 will be waived.

3. For existing personal line of credit customers, the promotional fund transfer interest rate is as follows:

Fund Transfer Promotion Period Fund Transfer Amount Interest Rate and Fees
6 months S$10,000 and above 1.88% p.a. with S$50 processing fee
Below S$10,000 2.88% p.a. with S$50 processing fee
12 months S$10,000 and above 7.5% p.a. with no processing fee
Below S$10,000 7.5% p.a. with S$50 processing fee

4. Only one application per personal line of credit account is allowed.
http://www.hsbc.com.sg/1/2/miscellan...and-conditions
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Old 02-12-2010, 03:07 PM   #18
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not true.

give a call to HSBC and they will offer yo 1.88% with no processing fee
that is provided u take a min of 10k.
wow, 'HSBC' just called me and offered 1.1% per month for a whooping low rate of 13.2% pa and dare to say that effectively its lower than most bank 5-7% pa ....
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Old 02-12-2010, 10:45 PM   #19
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u shd tell them u want 1.88% p.a. with no processing fee


wow, 'HSBC' just called me and offered 1.1% per month for a whooping low rate of 13.2% pa and dare to say that effectively its lower than most bank 5-7% pa ....
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Old 03-12-2010, 06:12 PM   #20
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UOB 1.88% pa for 6 months with no processing fee. Through mailer. Promo ends 31 Dec.
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Old 05-12-2010, 04:35 PM   #21
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I called. They still insist that there is a $50 processing fee. Seems that they don't like me huh?
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Old 08-12-2010, 08:42 PM   #22
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I just received an UOB mailer. 1.88%pa with no processing fee for 6 months. Offer ends 14 Jan 2011.

I am new to this and would appreciate advice.

So it means if I loan $10K, I only have to pay back $10,094? No other hidden charges?

So every month I have to pay UOB $1,682.33?

What happens if I missed 1 payment or make partial payment?

Thanks in advance!
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Old 08-12-2010, 11:24 PM   #23
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UOB 1.88% pa for 6 months with no processing fee. Through mailer. Promo ends 31 Dec.
Is it for credit card or cashplus?
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Old 10-12-2010, 05:21 PM   #24
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Is it for credit card or cashplus?
Credit card. I do not have cashplus.
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Old 05-01-2011, 07:16 PM   #25
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Hi! In need of $6K cash to pay over six months installment.

1) So far HSBC the lowest and still on-going?

2) Din see such promo on UOB website....meaning no more??
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Old 06-01-2011, 04:47 PM   #26
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a lot depends on your "credit standing" with them (their records).. if it is good, a lot of good offers
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Old 12-01-2011, 05:11 PM   #27
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anyone have updates on new promotions?
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Old 12-01-2011, 05:56 PM   #28
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CS from BOC called to offer 1.68% PA (for 3 mths) with no processing fee.
According to her, promotion ends this week. Those who has account with BOC may wanna call to check.
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Old 12-01-2011, 10:19 PM   #29
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just received mailer from OCBC for Easi Credit
1.88% p.a. until end Jun 2011 (~ 5 months)
There is no mention of processing fee in the mailer. Any1 has taken up the offer?
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Old 12-01-2011, 11:12 PM   #30
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For new HSBC Personal Line of Credit customers who applied online, the funds transfer rate is 1.28% per annum for 6 months with no processing fee. You can read the promotion T&C at this website:

https://www.hsbc.com.sg/1/2/!ut/p/kc...Ue6oqAgA2666dg!!

HSBC's Personal Line of Credit Fund Transfer terms and conditions

1. This promotion is applicable to all personal line of credit fund transfer applications received by HSBC from 10 January 2011 till 31 March 2011 and approved by HSBC by 15 April 2011.

2. . For new customers who apply for the fund transfer application at the same time that they apply for a personal line of credit account, the promotional fund transfer interest rate is 1.28% p.a. for six months with S$50 processing fee. For online applications received between 10 January 2011 and 31 March 2011, the processing fee of S$50 will be waived
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