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best funds transfer rate now?

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Old 15-01-2011, 10:40 AM   #46
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I have the anz three month zero percent interest no processing fee promotion. It is true. Dunno wat they earn. But then their approval take some time.

you are not referring to the recent promotion of converting retail transaction (min 500) to 0% 3 month instalments, aren't you?
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Old 15-01-2011, 11:41 AM   #47
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I have the anz three month zero percent interest no processing fee promotion. It is true. Dunno wat they earn. But then their approval take some time.
found the form on anz website. promo expired 31 dec.
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Old 15-01-2011, 11:45 AM   #48
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For new HSBC Personal Line of Credit customers who applied online, the funds transfer rate is 1.28% per annum for 6 months with no processing fee. You can read the promotion T&C at this website:

https://www.hsbc.com.sg/1/2/!ut/p/kc...Ue6oqAgA2666dg!!

HSBC's Personal Line of Credit Fund Transfer terms and conditions

1. This promotion is applicable to all personal line of credit fund transfer applications received by HSBC from 10 January 2011 till 31 March 2011 and approved by HSBC by 15 April 2011.

2. . For new customers who apply for the fund transfer application at the same time that they apply for a personal line of credit account, the promotional fund transfer interest rate is 1.28% p.a. for six months with S$50 processing fee. For online applications received between 10 January 2011 and 31 March 2011, the processing fee of S$50 will be waived

at the checkout page it became 1.88% with no processing fee.. don't have 1.28%...haha
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Old 15-01-2011, 11:47 AM   #49
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found the form on anz website. promo expired 31 dec.
aww.. too bad.. i wanted a quick cash to cancel and clear off my ready credit balance as they are unable to waive of the annual charge of $60..
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Old 15-01-2011, 12:38 PM   #50
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at the checkout page it became 1.88% with no processing fee.. don't have 1.28%...haha
You can refer to this website for details for the 1.28% promotion. This is applicable for new customers who apply for Personal Line of Credit and Funds Transfer at the same time:
https://www.hsbc.com.sg/1/2/personal...-transfer-hsbc

T&C at this website:
https://www.hsbc.com.sg/1/2/miscella...and-conditions

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Old 15-01-2011, 07:22 PM   #51
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You can refer to this website for details for the 1.28% promotion. This is applicable for new customers who apply for Personal Line of Credit and Funds Transfer at the same time:
https://www.hsbc.com.sg/1/2/personal...-transfer-hsbc

T&C at this website:
https://www.hsbc.com.sg/1/2/miscella...and-conditions

ic.. new customers only... ima existing.. but 1.88% no processing still a good deal. will go for it. cheers.

Citibank die die don't want to waive off the annual service fee.. only offer me 6000 rewards points... haha..
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Old 15-01-2011, 09:08 PM   #52
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ic.. new customers only... ima existing.. but 1.88% no processing still a good deal. will go for it. cheers.

Citibank die die don't want to waive off the annual service fee.. only offer me 6000 rewards points... haha..

citibank is always using this type of trick.. ask me take balance transfer to waive annual fee...
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Old 16-01-2011, 11:55 PM   #53
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you are not referring to the recent promotion of converting retail transaction (min 500) to 0% 3 month instalments, aren't you?
Not refer to that.
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Old 17-01-2011, 03:56 PM   #54
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I have the anz three month zero percent interest no processing fee promotion. It is true. Dunno wat they earn. But then their approval take some time.
so you have taken up their offer? how is it like? cos i've never done any balance transfer before. i'm tempted by this because there are NO fees or charges and best of all, get to have vouchers :x


btw, this might have been asked a million times but i'm a noob towards this. will all these balance transfer stuff affect individual credit ratings? i mean this is somewhat like a loan from bank isn't it? cos i see alot of people doing transfers, not sure what's e plus point about it.
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Old 17-01-2011, 09:00 PM   #55
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anyone applied hsbc online? how long did they get back to you? the web page said 1 hour?
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Old 17-01-2011, 10:31 PM   #56
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so you have taken up their offer? how is it like? cos i've never done any balance transfer before. i'm tempted by this because there are NO fees or charges and best of all, get to have vouchers :x


btw, this might have been asked a million times but i'm a noob towards this. will all these balance transfer stuff affect individual credit ratings? i mean this is somewhat like a loan from bank isn't it? cos i see alot of people doing transfers, not sure what's e plus point about it.
Think now no more promotion for anz already. If you have credit card bill to pay or need some funds for some urgent need then can take this balance transfer cos rate is lower. Just try to repay within the low interest period. 3 month or 6 month. Take another balance transfer after 6 month if need required. Play musical chair.3%pa is definitely cheaper than 24% or the ge 22% loan.
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Old 17-01-2011, 11:55 PM   #57
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Think now no more promotion for anz already. If you have credit card bill to pay or need some funds for some urgent need then can take this balance transfer cos rate is lower. Just try to repay within the low interest period. 3 month or 6 month. Take another balance transfer after 6 month if need required. Play musical chair.3%pa is definitely cheaper than 24% or the ge 22% loan.
e letter they sent to me is valid til month end so i think i still have a week to think about it. e thing is i don't know how e repayment is like. i just gian e vouchers they are giving away :x e funds will be like extra money. not wise to do huh?
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Old 18-01-2011, 08:29 AM   #58
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anyone use these fund to invest short term?
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Old 26-01-2011, 01:13 PM   #59
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BOC called and offered a 1.68% PA (3 mth only) with no processing fee some 2 weeks ago.
Any new good promo rates to share?
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Old 26-01-2011, 11:04 PM   #60
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UOB is running a promotion 1.88%pa for 6 mths with no processing fees. That seems to be lowest.
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