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Which card offers the best cash back?

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Old 17-05-2012, 11:38 AM   #646
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the UOB ONE card seems the best deal for cash backs given that is is 3.33% and there is no minimum spend?
to get the 3.33%, minimum is $300 per mth and at least 3 transaction.
so how u seem best with no minimum spend?
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Old 17-05-2012, 12:12 PM   #647
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to get the 3.33%, minimum is $300 per mth and at least 3 transaction.
so how u seem best with no minimum spend?

how to hit that leh?
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Old 17-05-2012, 12:15 PM   #648
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that's what i do, but i still use uob one for town council + insurance premium + starhub
just nice slightly over $300, no need to monitor...
and citi smrt card for grocery purchases at giant/cold storage/shop&save



I tot citi SMRT card can also use for phurcases its also give high cash back better than UOB one card right??

Citi SMRT is like 7% cash back plus grocery purchases at giant/cold storage/shop&save??

correct mi if i am wrong
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Old 17-05-2012, 12:28 PM   #649
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how to hit that leh?
hit $300? by spending on card lor.
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Old 17-05-2012, 12:33 PM   #650
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hmm every month $300
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Old 17-05-2012, 01:11 PM   #651
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There is 3 transaction count required.

Dont forget that
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Old 18-05-2012, 09:35 AM   #652
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I tot citi SMRT card can also use for phurcases its also give high cash back better than UOB one card right??

Citi SMRT is like 7% cash back plus grocery purchases at giant/cold storage/shop&save??

correct mi if i am wrong
high cash back only for grocery shopping and certain selected merchants
that's why i only use for grocery...
think normal cashback is only 0.5%
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Old 19-05-2012, 01:04 PM   #653
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I tot citi SMRT card can also use for phurcases its also give high cash back better than UOB one card right??

Citi SMRT is like 7% cash back plus grocery purchases at giant/cold storage/shop&save??

correct mi if i am wrong
It depends on what purchases.

Citibank SMRT Platinum Visa Card only enjoy up to 5% rebate on grocery not 7%.

Citibank SMRT Platinum Visa Card

UOB ONE Card enjoys a maximum of 3.33% cash back.

high cash back only for grocery shopping and certain selected merchants
that's why i only use for grocery...
think normal cashback is only 0.5%
Normal cash back is only 0.3% provided your monthly statement spending is more than $600.
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Old 19-05-2012, 01:44 PM   #654
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I believe the 7% grocery cashback for Citibank SMRT is referring to the 5% cashback specific to the card, and 2% citirebates for all citibank card.
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Old 20-05-2012, 11:52 PM   #655
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For the UOB ONE card, what does it by 3 minimum transaction?
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Old 21-05-2012, 12:30 AM   #656
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For the UOB ONE card, what does it by 3 minimum transaction?
ur card must have 3 transaction count and minimum $300 for all the 3months to get the rebate of $30.
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Old 21-05-2012, 09:09 PM   #657
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how to hit that leh?
Pay bills
Pay for dinner/lunch
Pay for movie
Pay for online purchase

Sometimes when I only left few dollars or cents to hit $300, I will just pay that tiny amount first to hit $300, after that wait after credit card bill date then pay the renaming amount
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Old 22-05-2012, 03:32 PM   #658
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For the UOB ONE card, what does it by 3 minimum transaction?
just spend $299 in 1 single transaction and buy 2 apps from your iphone.
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Old 05-07-2012, 11:08 PM   #659
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Re SCB XtraSaver account and the card that comes with it,

Personal Banking - Deposits - XtraSaver Account - Standard Chartered Bank Singapore

for non-petrol purchases, u get 2% cashback (assuming monthly chequing balance >6k)

but why is it in their example below for Mastercard spend of $300 only get $3 cashback (1%)? shouldn't it be $6?
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Old 05-07-2012, 11:14 PM   #660
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Re SCB XtraSaver account and the card that comes with it,

Personal Banking - Deposits - XtraSaver Account - Standard Chartered Bank Singapore

for non-petrol purchases, u get 2% cashback (assuming monthly chequing balance >6k)

but why is it in their example below for Mastercard spend of $300 only get $3 cashback (1%)? shouldn't it be $6?
The example given is if you have spent on petrol. In which case the rebate for non-petrol is only 1%
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