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Old 17-06-2015, 06:43 PM   #1
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Citibank SMRT Card

Anyone using this for supermarket purchases?

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Old 17-06-2015, 06:53 PM   #2
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Used to. Found better option
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Old 17-06-2015, 07:47 PM   #3
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Yes,my wife went past orchard mrt sign up a few cards got promo luggage then use smrt card for ntuc grocery.
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Old 17-06-2015, 08:02 PM   #4
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Used to. Found better option
oh, care to share?

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Old 17-06-2015, 08:06 PM   #5
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Yes,my wife went past orchard mrt sign up a few cards got promo luggage then use smrt card for ntuc grocery.
this is probably the best card for ntuc. 7.3% at kallang wave xtra
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Old 17-06-2015, 08:16 PM   #6
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this is probably the best card for ntuc. 7.3% at kallang wave xtra
The only thing missing is free delivery for purchase above $200 at kallangwave ntuc......
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Old 17-06-2015, 10:49 PM   #7
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Giant got 7% aso mah per transaction >$50... 5% smrt$ and 2% citi rebate
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Old 18-06-2015, 09:30 AM   #8
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Yes please share!

I use this card as well for 7% buying vouchers at Giant
7% at kallang wave to buy vouchers too

What I like is that even if I spend $20-49. can still get 3% rebates

Spend less than $500 per month only reduced rebate to 2.7% or 4.7%

Good for popular book store too
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Old 18-06-2015, 09:36 AM   #9
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i havent activated the MRT link on this card. only used this one for NTUC
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Old 18-06-2015, 09:39 AM   #10
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Average can get how much rebate per month oh?
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Old 18-06-2015, 10:14 AM   #11
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I usually don't spend $50 each time or $600 in a month for the full rebate. So get only 2.7%. Also find it quite troublesome to accumulate SMRT$ to exchange for voucher and then go top up.

Now use
- Imagine Ezlink at coldstorage/giant
- POSB everyday/SCB Singpost/Fevo at sheng siong
- OCBC 365(in cases where slightly short of $600 spending)/Frank Nets Flashpay/UOB One (in cases where slightly short of min spending)/Fevo/SCB Singpost at NTUC
-Sometimes also buy my washing detergent/shampoo etc at Redmart.com

Understand SCB Singpost rebate for supermarket revised on 1 Jul, will strike it off the list, still have other cards to use.
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Old 18-06-2015, 11:58 AM   #12
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Average can get how much rebate per month oh?
I average about 4.5%, sometimes 6.5% when I can drive to Kallang Wave as I do most of my shopping at NTUC and only buy giant vouchers every few months for those occasions I shop at cold storage

I'll stick with this card as it is the simplest to manage.

My only problem now is i'm close to hitting the SMRT$240 limit per year
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Old 18-06-2015, 12:40 PM   #13
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I usually don't spend $50 each time or $600 in a month for the full rebate. So get only 2.7%. Also find it quite troublesome to accumulate SMRT$ to exchange for voucher and then go top up.

Now use
- Imagine Ezlink at coldstorage/giant
- POSB everyday/SCB Singpost/Fevo at sheng siong
- OCBC 365(in cases where slightly short of $600 spending)/Frank Nets Flashpay/UOB One (in cases where slightly short of min spending)/Fevo/SCB Singpost at NTUC
-Sometimes also buy my washing detergent/shampoo etc at Redmart.com

Understand SCB Singpost rebate for supermarket revised on 1 Jul, will strike it off the list, still have other cards to use.
if dont spend 50, can
1. buy vouchers to make up the rest or
2. use vouchers that you have bought previously.
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Old 18-06-2015, 12:57 PM   #14
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Yes, we already discussed and shared the best way to use this card in the old CITI SMRT CC thread to get max rebates, ie buy vouchers and spend with the vouchers.

Note the max rebate per year is 280SMRT$

The problem is if u dun accumulate sufficient/minimum smrt$, cannot redeem and gets forfeited when due. Hahaha, I dun use this card anymore, and already wipe out the smrt$ to zero, hahaha, cos I have alot of vouchers
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Last edited by wts2013; 18-06-2015 at 01:00 PM..
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Old 18-06-2015, 01:50 PM   #15
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Thanks will consider getting vouchers. Still have some left
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