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Old 04-11-2010, 04:52 PM   #1
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credit card for nsf

i need recommendations for credit card which has no minimum income as im a nsf
i can only find diners which does not need minimum income for nsf
what would be the best card to sign?need one that can pay by installment
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Old 04-11-2010, 05:30 PM   #2
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Try debit card.
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Old 04-11-2010, 05:41 PM   #3
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debit card cant pay by installment..tats y nid credit
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Old 04-11-2010, 09:44 PM   #4
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i dun think theres any.. lookin for one too.. considered citibank clear card.. but nw they dun give NSF liao.. last time they do i believe
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Old 04-11-2010, 10:52 PM   #5
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maybank have... $500 credit limit

no point lah, they wouldn't give few thousand credit limit

$500 instalment for what... save a bit
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Old 05-11-2010, 12:13 AM   #6
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Amazing, NSFs only start thinking of utilizing future money via installments, even with just that miserable $500.
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Old 05-11-2010, 09:55 AM   #7
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debit card cant pay by installment..tats y nid credit
What do you intend to buy? $500 credit limit doesn't allow you to buy many stuffs.
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Old 05-11-2010, 10:15 AM   #8
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Amazing, NSFs only start thinking of utilizing future money via installments, even with just that miserable $500.
Thats sad really... Spending beyond means has reached a new level...
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Old 05-11-2010, 12:31 PM   #9
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i need recommendations for credit card which has no minimum income as im a nsf
i can only find diners which does not need minimum income for nsf
what would be the best card to sign?need one that can pay by installment
CIMB can try
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Old 14-11-2010, 05:21 PM   #10
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so is ther any?
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Old 15-11-2010, 09:19 PM   #11
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There are a lot of choices.

All these cards are good for discounts, rebates, etc.
If u plan to use the cards to "borrow" money and pay back when u start work, please help urself, dun apply.

If u r planning to pay the full balance every mth, enjoy these cards ranked according to my personal preference ^^:

Citibank Clear Card (Good for dining discounts and Petrol @ Esso)
POSB Multitude Card (Good for petrol @ SPC, same as other DBS and POSB cards)
Standard Chartered Manhattan Card (Good for those who go zouk. Rebates for all charges @ measly 0.25%)
Maybank Vibes Card (Website has quite good benefits but if u look at the terms and conditions it sucks)
CIMB CLASSIC Card (Good for those who frequent Malaysia as they have promos for CIMB Cards / No Annual Fee)
Diner's Club ACE Card (Standard no benefits $500 credit limit, they have other co-brand cards like challenger, courts, poh kim, jack's place, where u can get discounts etc. Most also $500 limit for students/nsf)

Personally I have the Citibank Clear Card, The Multitude Card, and the Manhattan Card, so total of about $1500 credit
but I use only around 100 (excluding petrol) every month and pay the full balances =)

Last edited by nf0rc3r; 17-11-2010 at 02:24 PM..
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Old 15-11-2010, 11:21 PM   #12
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There are a lot of choices.

All these cards are good for discounts, rebates, etc.
If u plan to use the cards to "borrow" money and pay back when u start work, please help urself, dun apply.

If u r planning to pay the full balance every mth, enjoy these cards ranked according to my personal preference ^^:

Citibank Clear Card (Good for dining discounts and Petrol @ Esso)
POSB Multitude Card (Good for petrol @ SPC, same as other DBS and POSB cards)
Standard Chartered Manhattan Card (Good for those who go zouk. Rebates for all charges @ measly 0.25%)
Maybank Vibes Card (Website has quite good benefits but if u look at the terms and conditions it sucks)
CIMB CLASSIC Card (Standard 0 Benefits $500 Limit Card)
Diner's Club ACE Card (Standard no benefits $500 credit limit, they have other co-brand cards like challenger, courts, poh kim, jack's place, etc. Most also $500 limit for students
nsf)

Personally I have the Citibank Clear Card, The Multitude Card, and the Manhattan Card, so total of about $1500 credit
but I use only around 100 (excluding petrol) every month and pay the full balances =)
You know your student credit cards!
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Old 17-11-2010, 02:19 AM   #13
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You know your student credit cards!
Haha.. Doing telesurvey for banks on credit cards does that to u
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Old 17-11-2010, 04:52 AM   #14
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wa pro.....
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Old 18-11-2010, 11:35 PM   #15
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last i checked.. nsf no longer eligible for citi clear card and my friend who is a nsf got rejected for stanchart manhattan card..

There are a lot of choices.

All these cards are good for discounts, rebates, etc.
If u plan to use the cards to "borrow" money and pay back when u start work, please help urself, dun apply.

If u r planning to pay the full balance every mth, enjoy these cards ranked according to my personal preference ^^:

Citibank Clear Card (Good for dining discounts and Petrol @ Esso)
POSB Multitude Card (Good for petrol @ SPC, same as other DBS and POSB cards)
Standard Chartered Manhattan Card (Good for those who go zouk. Rebates for all charges @ measly 0.25%)
Maybank Vibes Card (Website has quite good benefits but if u look at the terms and conditions it sucks)
CIMB CLASSIC Card (Good for those who frequent Malaysia as they have promos for CIMB Cards / No Annual Fee)
Diner's Club ACE Card (Standard no benefits $500 credit limit, they have other co-brand cards like challenger, courts, poh kim, jack's place, where u can get discounts etc. Most also $500 limit for students/nsf)

Personally I have the Citibank Clear Card, The Multitude Card, and the Manhattan Card, so total of about $1500 credit
but I use only around 100 (excluding petrol) every month and pay the full balances =)
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