Debt consolidation Plan

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sneggg

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Mine all aaa

But I don't know why Hh few months ago miss some payments

Actually you know what even Hh I managed to get a car loan not Long ago amount not too big though lol
 

melbourne10

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Yes. That sums it up, risk appetite..

Well. Fingers crossed and keep trying lo. Can't be ALL the participating FIs will reject.

Most applicants wouldn't have a stellar credit rating anyway. I think evidence that the applicant can keep up with monthly repayments, and also a proper job, more than enough. But hey I'm not a bank.
 

Izumi8

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It seems like not easy to get approval. Anyone "DD" and below get an approval? Looks like "CC" and above is min requirement so far. Even those 100% no late payment but ratings below "CC" also get rejected?
 

melbourne10

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It seems like not easy to get approval. Anyone "DD" and below get an approval? Looks like "CC" and above is min requirement so far. Even those 100% no late payment but ratings below "CC" also get rejected?

No data to suggest that leh.
 

Carlingford

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I applied through BOC last Tues, the rate wasn't that great (EIR around 10 odd%) plus a 2% processing fee. On hindsight I could had made a mistake applying for BOC but well...

those who applied or spoke to BOC, what's their EIR uh? their website didn't state leh.
 
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