melbourne10
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- May 12, 2010
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I received this SMS last Fri evening
Did u reply? The promo rate is attractive
I received this SMS last Fri evening
Like crap all rejected one
Did u reply? The promo rate is attractive
http://www.theonlinecitizen.com/201...aporeans-save-with-a-debt-consolidation-plan/
Lol they painted a very rosy picture here... Zzz
No as I was waiting for BOC reply
Dunno is there a place we can email to ask them y got this life saver plan but reject most of us ..
Yeah shall not waste my time on them.
I received this SMS last Fri evening
recieved!!! but also rejected me...just recieved my rejected letter from hsbc,.!!!
all is but ********... i think we have to depend on our ownself....nao!!!
My application just got rejected by BOC. Sent on 21 Feb & rejected today.
i got rejected by CIMB and Maybank. CIMB require me to sign up for their CC first. And obviously that fail and cannot proceed anymore.
Maybank just rejected me today, when probe for reason, ask me to call general customer service. Gave up
Currently in the process of applying HSBC, but looking at all the posts, dun have high hopes.
My rating is FF and outstanding is about 111k.
Finish ranting liao.. after HSBC try citi ba.
Dunno is there a place we can email to ask them y got this life saver plan but reject most of us ..
Don't be so serious about their Wayang lah. Do you know DBS net profit last quarter is $913 millions? That is 10 millions daily!
10 millions profits everyday!
If most of us get approved, how can they earn big profits again? How to give fat bonus to the CEO etc?
i got rejected by CIMB and Maybank. CIMB require me to sign up for their CC first. And obviously that fail and cannot proceed anymore.
Maybank just rejected me today, when probe for reason, ask me to call general customer service. Gave up
Currently in the process of applying HSBC, but looking at all the posts, dun have high hopes.
Really tiring process. I do not understand why they care so much about the credit report, obviously it will be lousy if not why do i need the DCP in the first place? Furthermore, all the other facilities will be closed so no harm to them right? Really disappointed. My rating is FF and outstanding is about 111k.
Finish ranting liao.. after HSBC try citi ba.
Good luck everyone
How long was the processing time for Maybank?
I think you should not apply HSBC anymore after Maybank rejected you. You should wait and improve your ratings first. So far we only see ratings of "CC" and above will get approved.
For others, please do not apply other banks immediately if you already got rejection. Wait for at least 6 months or more and improve your ratings to "AA" or "BB" or "CC". More rejections actually affected your chances for next aprroval.
Banks are not Charity and DCP actually reduces their profits, why would they want to help you? To give fat bonus they need to maximize their profits. Don't be Naive!
Hi, what is your CBS reports ratings?
What is Total Loan Amount you applied?
The Tenors you applied?
It will give us a good reference for BOC.
Ok thanks for your advice. I hope I can improve ratings too but without the plan it's easier said than done.