HWZ Forums

Thanatos_Wraiths · 01-06-2010, 11:28 AM

timberland wrote:

just charged 3600 on the man card few days ago and paid in full just now...so when will i receive my first cash back ?

On the first month of the new qualifying quarter. If you have internet banking, you can log in to check, else wait for your statement

Kenylng · 01-06-2010, 11:37 AM

mikezuper wrote:

The bad thing about UOB one is that the amount of getting cash rebate is fixed, i.e:

A. Spend at least $300 for 3 months - get $30 (around 3.33%)
B. Spend at least $800 for 3 months - get $80 (around 3.33%)

So what do you get if you spend $400? or $1500? same amount: $30 and $80 respectively.
Still we got to do our own Card spending transaction management ourselves

thats the bad point of this card.. that's why what i am doing now is. charge slightly above $300 then the rest on others cards..

mikezuper · 01-06-2010, 11:38 AM

Kenylng wrote:

thats the bad point of this card.. that's why what i am doing now is. charge slightly above $300 then the rest on others cards..

But you got to be very diligent in doing this rite?
Somebody should publish the best way to spend your money using Singapore Credit Cards =D

Kenylng · 01-06-2010, 11:59 AM

mikezuper wrote:

But you got to be very diligent in doing this rite?
Somebody should publish the best way to spend your money using Singapore Credit Cards =D

yalor abit like -.-" but i normally use for bills just charge via vpost maintain 3 transaction per month & slightly $300. then i think this card can keep in drawer after that -.-".. Ya it will be great if someone will to publish the best way.. hee

mikezuper · 01-06-2010, 01:35 PM

Kenylng wrote:

yalor abit like -.-" but i normally use for bills just charge via vpost maintain 3 transaction per month & slightly $300. then i think this card can keep in drawer after that -.-".. Ya it will be great if someone will to publish the best way.. hee

The best is if you have fix bills that reach $300 a month.
If only PUB/SP Services can be paid using this, my monthly bill of PUB + Mobiles (3 lines) + Broadband can easily hit $300 in a month.

shalome · 02-06-2010, 04:21 AM

mikezuper wrote:

The bad thing about UOB one is that the amount of getting cash rebate is fixed, i.e:

A. Spend at least $300 for 3 months - get $30 (around 3.33%)
B. Spend at least $800 for 3 months - get $80 (around 3.33%)

So what do you get if you spend $400? or $1500? same amount: $30 and $80 respectively.
Still we got to do our own Card spending transaction management ourselves

yap, thats why i will allocate those giro to cc payments to uobone to hit 300. and where other (variable)expenses i will charge to manplat.

mikezuper · 02-06-2010, 07:39 AM

shalome wrote:

yap, thats why i will allocate those giro to cc payments to uobone to hit 300. and where other (variable)expenses i will charge to manplat.

One more thing to take note - if you hit $6000 total in three months, got to use other card again, I recommend Xtra Saver debit card - to get 2% rebate (but must put 20k in savings) or use DBS Altitude to get around 1.75%.

But I think it depends on what you want to accumulate - if rebate, the above works best. If miles, there are other cards, i.e. DBS Altitude, CitiPremierMiles

copp3r · 02-06-2010, 10:50 AM

mikezuper wrote:

One more thing to take note - if you hit $6000 total in three months, got to use other card again, I recommend Xtra Saver debit card - to get 2% rebate (but must put 20k in savings) or use DBS Altitude to get around 1.75%.

But I think it depends on what you want to accumulate - if rebate, the above works best. If miles, there are other cards, i.e. DBS Altitude, CitiPremierMiles

For Xtra Saver debit, i believe the required savings are 6k for 2% rebate, and 50k for 3% rebate.

mikezuper · 02-06-2010, 11:08 AM

copp3r wrote:

For Xtra Saver debit, i believe the required savings are 6k for 2% rebate, and 50k for 3% rebate.

Yeap, you are right - and that is average balance though

timberland · 05-06-2010, 01:56 AM

mikezuper wrote:

One more thing to take note - if you hit $6000 total in three months, got to use other card again, I recommend Xtra Saver debit card - to get 2% rebate (but must put 20k in savings) or use DBS Altitude to get around 1.75%.

But I think it depends on what you want to accumulate - if rebate, the above works best. If miles, there are other cards, i.e. DBS Altitude, CitiPremierMiles

i already hit $6,500 since last week i got the card , which means i have to use another card ah ?

copp3r · 05-06-2010, 04:03 AM

timberland wrote:

i already hit $6,500 since last week i got the card , which means i have to use another card ah ?

Eh? If you aim for $300 in 1 particular month for Manhattan platinum,
i think you spend $8150. Then you stop until the next qualifying quarter.

mikezuper · 05-06-2010, 09:50 AM

timberland wrote:

i already hit $6,500 since last week i got the card , which means i have to use another card ah ?

Yes sir - get the xtra saver debit card - it gives you 2% if you have 6k average balance and 3% if you have 50k average balance. You can get up to $300 max for this card, including Nets payment cash rebate.
Now the trick is: This Debit cant be used for online payment, only for physical swipe. So you got to have another card to do the trick - I am using DBS Altitude for the moment.

So my spending strategy now: if got big bulk purchase: Manhattan 5%, else xTrasaver Debit 2% (havent got 50k in savings yet

), dbs altitude

Plan to get UOB One card - but still thinking, coz I have to re-consolidate all my bills payment again.

copp3r wrote:

Eh? If you aim for $300 in 1 particular month for Manhattan platinum,
i think you spend $8150. Then you stop until the next qualifying quarter.

Hmm... I thought $6k is enough.. why we need $8150? It doesnt goes in tier rite?
As in first 500 you get only 1%, no? Can anybody who used this card before share their experience? Thanks!

timberland · 05-06-2010, 04:07 PM

copp3r wrote:

Eh? If you aim for $300 in 1 particular month for Manhattan platinum,
i think you spend $8150. Then you stop until the next qualifying quarter.

hmm..why need 8150 ? i tot 6000 can get 300 alr ?

hwmook · 05-06-2010, 09:23 PM

mikezuper wrote:

Yes sir - get the xtra saver debit card - it gives you 2% if you have 6k average balance and 3% if you have 50k average balance. You can get up to $300 max for this card, including Nets payment cash rebate.
Now the trick is: This Debit cant be used for online payment, only for physical swipe. So you got to have another card to do the trick - I am using DBS Altitude for the moment.

So my spending strategy now: if got big bulk purchase: Manhattan 5%, else xTrasaver Debit 2% (havent got 50k in savings yet ), dbs altitude

Plan to get UOB One card - but still thinking, coz I have to re-consolidate all my bills payment again.

Hmm... I thought $6k is enough.. why we need $8150? It doesnt goes in tier rite?
As in first 500 you get only 1%, no? Can anybody who used this card before share their experience? Thanks!

No tier, if you spend $3001, you get $150 rebate. Soend $6000, $300 rebate. So don't spend more than $6000 on the manhanttan card in a quarter.