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QUESTION ABOUT CITIBANK PREMIERMILES CARD

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Old 12-05-2010, 04:45 PM   #16
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Each card has different assets.
The KF Gold gives double miles when purchasing Singapore Airlines tickets or SilkAir tickets. But is not good for daily purchases. So you should have both and use it correctly to maximise your points.
Hmm, but I am not earning 80k yet. hahaha .... Anyone not earning that minimum but manage to get the card?
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Old 12-05-2010, 05:43 PM   #17
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Hmm, but I am not earning 80k yet. hahaha .... Anyone not earning that minimum but manage to get the card?
Got a friend who is not earning $80K but existing Plat Card customer and managed to get PM card last year.
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Old 12-05-2010, 07:29 PM   #18
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Thx for all the help, just managed to got it yesterday
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Old 13-05-2010, 10:05 AM   #19
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Got a friend who is not earning $80K but existing Plat Card customer and managed to get PM card last year.
ok, I will give it a try, since I got M1 'Platinum', basically Plat is just like basic cards these days right?
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Old 13-05-2010, 10:50 AM   #20
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ok, I will give it a try, since I got M1 'Platinum', basically Plat is just like basic cards these days right?
Yes, that's right. If your payment records with them is good, I think should not be that difficult to get approval. Just go to the branch for instant issuance.
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Old 13-05-2010, 04:54 PM   #21
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Yes, that's right. If your payment records with them is good, I think should not be that difficult to get approval. Just go to the branch for instant issuance.
that's a gd idea, i will give it a try.
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Old 14-05-2010, 04:36 PM   #22
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Noobie question, how does PM compare with DBS Altitude Card ah?
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Old 19-05-2010, 12:02 PM   #23
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Another ques, how does premiermiles compare to Amex KF cos' it now has the 50%+50% promo?
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Old 19-05-2010, 05:22 PM   #24
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Another ques, how does premiermiles compare to Amex KF cos' it now has the 50%+50% promo?
For Citi Premiermiles (PM), every $1 spent earns 1.2miles
For Amex KF Gold, every $1.60 earns 1 KFM => $1 spent earns 0.625KFM.
If one meets the 50%+50% promo requirement, every $1 spent earns 1.25KFM
However both card have different ratio at different spending range.

Spending < $12K, use Citi PM = $1 spent earns 1.2miles.

Spending $12K~$25.6K(correct me if i am wrong), use Amex KF Gold = $1 spent earns 1.25KFM.

Spending $25.6K~$49.999K, first $25.6K use Amex KF Gold, subsequent amount use Citi PM if you cannot reach $50K.

Spending = $50.001K, use Citi PM = $1 spent earns 1.4miles or 1.6miles (if you paid the $180 annual fee)

Spending >$50K, first $50K use Citi PM, subsequent amount use Amex KF Gold if you can another S$25.6K, else use Citi PM..

T&C applies....

Last edited by Thanatos_Wraiths; 21-05-2010 at 02:11 PM.. Reason: Correction for spending >$50K
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Old 20-05-2010, 03:50 PM   #25
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For Citi Premiermiles (PM), every $1 spent earns 1.2miles
For Amex KF Gold, every $1.60 earns 1 KFM => $1 spent earns 0.625KFM.
If one meets the 50%+50% promo requirement, every $1 spent earns 1.25KFM
However both card have different ratio at different spending range.

Spending < $12K, use Citi PM = $1 spent earns 1.2miles.

Spending $12K~$25.6K(correct me if i am wrong), use Amex KF Gold = $1 spent earns 1.25KFM.

Spending $25.6K~$49.999K, first $25.6K use Amex KF Gold, subsequent amount use Citi PM if you cannot reach $50K.

Spending >$50K, use Citi PM = $1 spent earns 1.4miles or 1.6miles (if you paid the $180 annual fee)

T&C applies....
In that case DBS Altitude Card maybe a better choice. I just received a mailer. $1 = 1.2miles. Each month spend >$1K, amount above $1K will get $1 = 1.6miles.

It has never crossed my mind to have credit card points converting it to miles as I fly often. But this fourm changed my mind. Cheers.
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Old 21-05-2010, 11:29 AM   #26
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Thinking of charging everything into Citi PM, but my monthly expenses are only barely close to 1k.
compare to cash rebates like citi divi and uob one. which give better benefits? is the air ticket reedem worth more then the cash rebates you are getting?

1k per month x 1.2 = 14400pm/year. Will need to clock 3 years to go to a nearby trip.

14400pm worth how much?

if i use uob one can get back $320 every year.
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Old 21-05-2010, 02:21 PM   #27
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Thinking of charging everything into Citi PM, but my monthly expenses are only barely close to 1k.
compare to cash rebates like citi divi and uob one. which give better benefits? is the air ticket reedem worth more then the cash rebates you are getting?

1k per month x 1.2 = 14400pm/year. Will need to clock 3 years to go to a nearby trip.

14400pm worth how much?

if i use uob one can get back $320 every year.
For krisflyer, you need only 12,750miles to have a SQ ticket to Bali.
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Old 21-05-2010, 02:29 PM   #28
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Thinking of charging everything into Citi PM, but my monthly expenses are only barely close to 1k.
compare to cash rebates like citi divi and uob one. which give better benefits? is the air ticket reedem worth more then the cash rebates you are getting?

1k per month x 1.2 = 14400pm/year. Will need to clock 3 years to go to a nearby trip.

14400pm worth how much?

if i use uob one can get back $320 every year.
Depending on how you define a nearby trip. Southeast asia or Asia? Or even to Oz or NZ?
For e.g. Thailand, you will need 21,250 KFM (after less 15% for online redemption for 2-way).
Based on your conversion of 14,400 PM/KFM versus $320 rebate yearly,
1 PM/KFM = 2.2222cents
So for 21,250 miles, it equates to $472.
21,250 miles is excluding misc tax.

It depends very much on individual.
For, me, i will try to secure a budget tic on offer to Thailand which will cost me less $100 and spend the balace from the $472 accomodation and dinning, sightseeing and shopping.
Yes, no doubt it is budget but i can see throught the 2hrs+ in view of the $300~400 saving.
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Old 21-05-2010, 04:05 PM   #29
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Thinking of charging everything into Citi PM, but my monthly expenses are only barely close to 1k.
compare to cash rebates like citi divi and uob one. which give better benefits? is the air ticket reedem worth more then the cash rebates you are getting?

1k per month x 1.2 = 14400pm/year. Will need to clock 3 years to go to a nearby trip.

14400pm worth how much?

if i use uob one can get back $320 every year.
Btw how do you get $320 rebate by spending $12k?
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Old 21-05-2010, 04:51 PM   #30
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Btw how do you get $320 rebate by spending $12k?
ps.. it's spending 800/mth to get 80 every quarter x 4 = 320 lor..
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