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Old 29-01-2010, 02:42 PM   #1
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Questions on Citibank credit card....

I recently got my citibank credit card. But got a few questions. I don't have a citibank deposit/savings account though.

1) Can I use my citibank credit card to withdraw cash locally from atm or do I need citicard (which I need to open an account with them)? Any additional fees?

2) Can I use my credit card to withdraw cash at foreign atm when I'm abroad?

3) Besides using AXS, any other ways to foot my bills?

Thanks in advance.
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Old 29-01-2010, 03:40 PM   #2
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Yes, you can withdraw cash from your credit account both locally and overseas at Citibank ATMs or VISA Plus ATMs. Please note that the cash advance fee (5% of amount withdrawn, min S$15) and finance charges from date of transaction till full payment is made (2% per month) will be applicable.

You can also pay bill using cheque or cash at their Cash Deposit Machines located at the Citibank branches.
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Old 30-01-2010, 01:30 AM   #3
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1) i suggest you use citicard since the fee for cc withdrawal should be higher
for savings account, just keep a mininum of $2K inside and you wont have to pay service fee
2) yes but higher fee
3) with 1) you dont need AXS, just do online funds transfer
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