[Governor]

tanjhj wrote:

i am sorry but to say this, you are being the bad guy here whether unknowingly or purposely (i shant judge) you have a decent Q number hence you posted BL when bros and sister here have not good numbers and are praying to get BL. kinda selfish to me thou you maybe ignornant what harm you done to them.

i thank you for your contributions but do consider to post with others in mind. we have a guy overzealous on racism and we got the racial quota postings removed now we have another overzealous guy on BL.

you maybe smart and informative but you do lack the PR skill which is very important for your career and even your biz. pls kindly look into it.

May God bless everyone to get the best flats which suit them the most.

Anyway I am just sharing my research with people who had not choosen a flat,if you want to see it that way and so be it,if I had not choosen my unit,another guy will accuse me of try to talk up BL so I have more chance at MT. As for some who say I am bragging,bro buying a smallest 3 room here,what is there to brag about,I am not buying a bungalow at nassin hill. Seriously doesnt anyone know what they are buying,you are buying a hdb with no chance of a flip like a private. Having a good q is not my fault,I am just lucky. I do know a large part is kind about the information I provide but some do think I am robbing their chance of selecting their flat by telling the merits. As one have more in life,the path they choose to walk should always wider,y keep yourself hold up in your small little corner.

[Governor]

Governor wrote:

Anyway I am just sharing my research with people who had not choosen a flat,if you want to see it that way and so be it,if I had not choosen my unit,another guy will accuse me of try to talk up BL so I have more chance at MT. As for some who say I am bragging,bro buying a smallest 3 room here,what is there to brag about,I am not buying a bungalow at nassin hill. Seriously doesnt anyone know what they are buying,you are buying a hdb with no chance of a flip like a private. Having a good q is not my fault,I am just lucky. I do know a large part is kind about the information I provide but some do think I am robbing their chance of selecting their flat by telling merits. As one have more in life,the path they choose to walk should always to wider,y keep yourself hold up in your small little corner.

Every financial purchase have to go through careful consideration. Most of informations provided are my own research. If anyone is not comfortable should head down to the site to do your own research

[Governor]

what is the point of having a forum where people are not allow to express their personal views and what is the point of having a forum thread where every postings that one make is always look with suspicion about their intention. I have no upside or downside whether you choose the correct flat unless you want to share your sale profit after the mop period. The only upside i get from is the potential friendship with people staying at BL. I say no more. Good luck to people who had a chance to make a different for your and your family.

Bendemeer lights,let there be lights

[wdblazer]

Governor wrote:

what is the point of having a forum where people are not allow to express their personal views and what is the point of having a forum thread where every postings that one make is always look with suspicion about their intention. I have no upside or downside whether you choose the correct flat unless you want to share your sale profit after the mop period. The only upside i get from is the potential friendship with people staying at BL. I say no more. Good luck to people who had a chance to make a different for your and your family.

Bendemeer lights,let there be lights

The point is you are repeating the same post with the same message again and again, even when we get your point and ask you to refrain from it. That's why people are unhappy about it.

On a side note, my selection date is next weekend! No more unit with prime city view for me liao.... 115 and 117's 15 stories view are block!

1 thing I realized is that those people who got good number, after picking, never come back here! Maybe I will disappear after my selection too

[Governor]

wdblazer wrote:

The point is you are repeating the same post with the same message again and again, even when we get your point and ask you to refrain from it. That's why people are unhappy about it.

On a side note, my selection date is next weekend! No more unit with prime city view for me liao.... 115 and 117's 15 stories view are block!

1 thing I realized is that those people who got good number, after picking, never come back here! Maybe I will disappear after my selection too

Gd luck for your selection

[OkiinO]

wdblazer wrote:

The point is you are repeating the same post with the same message again and again, even when we get your point and ask you to refrain from it. That's why people are unhappy about it.

On a side note, my selection date is next weekend! No more unit with prime city view for me liao.... 115 and 117's 15 stories view are block!

1 thing I realized is that those people who got good number, after picking, never come back here! Maybe I will disappear after my selection too

Lol! Cos talk too much later shoot down as show off how? Keke..
I have done my selection, I gave up on city view cause 109 scared too noisy.. The other units got the west sun problem. Different ppl got different preference though... And for me and my partner, feng shui of where our unit faced plays a part too

Good luck dude!
Hope to know more neighbor here
Peace!!

[Governor]

OkiinO wrote:

Lol! Cos talk too much later shoot down as show off how? Keke..
I have done my selection, I gave up on city view cause 109 scared too noisy.. The other units got the west sun problem. Different ppl got different preference though... And for me and my partner, feng shui of where our unit faced plays a part too

Good luck dude!
Hope to know more neighbor here
Peace!!

Congrats welcome to BL,being part of the selection process,you are already a winner

[keithster]

hello everyone,

I just spoken to someone whom have chosen to drop out. I met him onsite before and he was actually quite keen to pick a flat for KW. His queue number is 10x.

But eventually he was forced to give up his queue number due to the following facts.

1) He currently owns a flat. Both husband and wife are working. They have 1 kid.

2) As it is not convenient to ask his salary, I guessed that their combined incomes are approximately 7-8K per month based on the age of their look. They are in their 40s. However, they have their commitments too e.g. they own a car.

3) As he currently owns a flat, his entire CPF are used to pay off his current flat loan. His CPF is left with $5000.

4) Which means in order to buy KW, he can only depend on the CPF of his wife.

5) According to him, he plans to get housing loan, however, due to his situation (still servicing his current flat loan), he can't borrow that much.

6) As a result, he needs to fork out at least $150,000 during key collection which he feels he is not confident to do so.

7) Hence he gave up his queue number to go for SEP BTO.

This is what I heard from him and he is quite sure a lot of people are like him. Facing with this problem.

Those who are like him, better start planning what you are going to do.

If you have doubts, feel free to ask here. But I dun have his contact so it is not possible to ask him anymore. We met 2 times only.

[huishann]

wdblazer wrote:

The point is you are repeating the same post with the same message again and again, even when we get your point and ask you to refrain from it. That's why people are unhappy about it.

Second that. Don't understand why is there a need to repeat the same stuff over and over again.

The previous racial drama has already left us with no more racial update. I wonder what's this drama gonna cost us ):

[farmer71]

keithster wrote:

hello everyone,

I just spoken to someone whom have chosen to drop out. I met him onsite before and he was actually quite keen to pick a flat for KW. His queue number is 10x.

But eventually he was forced to give up his queue number due to the following facts.

1) He currently owns a flat. Both husband and wife are working. They have 1 kid.

2) As it is not convenient to ask his salary, I guessed that their combined incomes are approximately 7-8K per month based on the age of their look. They are in their 40s. However, they have their commitments too e.g. they own a car.

3) As he currently owns a flat, his entire CPF are used to pay off his current flat loan. His CPF is left with $5000.

4) Which means in order to buy KW, he can only depend on the CPF of his wife.

5) According to him, he plans to get housing loan, however, due to his situation (still servicing his current flat loan), he can't borrow that much.

6) As a result, he needs to fork out at least $150,000 during key collection which he feels he is not confident to do so.

7) Hence he gave up his queue number to go for SEP BTO.

This is what I heard from him and he is quite sure a lot of people are like him. Facing with this problem.

Those who are like him, better start planning what you are going to do.

If you have doubts, feel free to ask here. But I dun have his contact so it is not possible to ask him anymore. We met 2 times only.

I guess the main problem is that he do not have enough CPF saving and do not have cash for the up front payment of 10% .

What i do not understand is why fork out $150 000 during key collection. Unless you loan from bank and not HDB!

[farmer71]

4 room.

Total unit :888
Unit still available : 672
Selection Q number : 284
total number of selected unit 888 - 672 = 216
total number of drop out 284 - 216 = 68
% drop out is 68/284 x100% = 23.94%

And base on the Ethnic Quota
Chinese : 554
Malay :189
Others : 92

If all remaining unit from tomorrow is selected by chinese the last q number before the ethnic Quota for chinese is reach would be 284 + 554 = 838.

And should there be no more drop out the q number will end @ 888+ 68 = 956

[techielim]

Queue Number

Last Queue Number invited for selection of a 4-Room flat in Kallang / Whampoa under the May 2012 BTO exercise as at 21 Aug 2012 : 00295

11 Queue today

[keithster]

farmer71 wrote:

I guess the main problem is that he do not have enough CPF saving and do not have cash for the up front payment of 10% .

What i do not understand is why fork out $150 000 during key collection. Unless you loan from bank and not HDB!

according to him, he does not enough $$$ and CPF to pay for upfront of 10 + 3%.

he needs to fork out $150,000 in cash during key collection apart from another 10% is because he has not sell off his current flat yet. HDB does not allow contra.

[waltsong10]

keithster wrote:

according to him, he does not enough $$$ and CPF to pay for upfront of 10 + 3%.

he needs to fork out $150,000 in cash during key collection apart from another 10% is because he has not sell off his current flat yet. HDB does not allow contra.

Well one can consider getting a bridging loan. PM me if you need more details!

[keithster]

waltsong10 wrote:

Well one can consider getting a bridging loan. PM me if you need more details!

ya... i think this is good for me too cos i will hit the same problem as him. what is the interest rate for bridging loan and how long is the repayment period?