Best Term Insurance Plan(Do Not Solicit for Pm)

[moejoseph]

Wow which A is this?

Looks like Aviva

 

[boredboiboi]

Looks like Aviva

Dont think so, i quoted and is more than that. But the premium is the same if quote base on age 41 female non smoker.

 

[moejoseph]

Dont think so, i quoted and is more than that. But the premium is the same if quote base on age 41 female non smoker.

Yea. Shld based on ANB 42, coz currently i think Company X shd be the lowest (for now)

 

[winthony]

Yea. Shld based on ANB 42, coz currently i think Company X shd be the lowest (for now)

i quoted for ANB 42!

if its ANB 43 then it will be the same as what boredboiboi quoted

 

[moejoseph]

i quoted for ANB 42!

if its ANB 43 then it will be the same as what boredboiboi quoted

Usually for Aviva their system ANB calculation is a bit weird, will need to know the exact birthdate to get the accurate quote.

Have tested with Boredboiboi before, based on the random birthdate we input, the ANB and quotes can come out differently

 

[boredboiboi]

Usually for Aviva their system ANB calculation is a bit weird, will need to know the exact birthdate to get the accurate quote.

Have tested with Boredboiboi before, based on the random birthdate we input, the ANB and quotes can come out differently

I think u meant AXA.

 

[winthony]

Usually for Aviva their system ANB calculation is a bit weird, will need to know the exact birthdate to get the accurate quote.

Have tested with Boredboiboi before, based on the random birthdate we input, the ANB and quotes can come out differently

ahh, normally i would ask for exact to give the quotations across different companies but since its an open forum i assume some might not be so keen to post their personal particulars online. normally i just set a random birthdate haha.

Learnt something new today!

 

[moejoseph]

ahh, normally i would ask for exact to give the quotations across different companies but since its an open forum i assume some might not be so keen to post their personal particulars online. normally i just set a random birthdate haha.

Learnt something new today!

Haha no prob! Usually more exact will be to give the month as well, coz some insurers use Age Last Birthday while some uses Age Next Birthday.

Only with the exact month then a more accurate quote can be given, though there may still be some error if the half-year mark falls on that month as well.

 

[winthony]

Haha no prob! Usually more exact will be to give the month as well, coz some insurers use Age Last Birthday while some uses Age Next Birthday.

Only with the exact month then a more accurate quote can be given, though there may still be some error if the half-year mark falls on that month as well.

Haha notice that as well!

I guess safest is for those who really want the exact quote to PM the month and year, would definitely be the most accurate.

 

[winthony]

Sing life having perpetual 15% on premium for term & CI for product until 31st jan

 

[arcaninx]

How abt new born 100k death/TPD/late ci or early ci?

 

[winthony]

How abt new born 100k death/TPD/late ci or early ci?

Do check with your current insurer if there is an option to add on your child's under your policy!

 

[Barracudaz]

Hi I would like a quote for term insurance

1) 250k, till age 65, ANB 26, non smoker, male, eci
2) 100k, till age 65, ANB 26, non smoker, male, eci

Many thanks!

 

[winthony]

Hi I would like a quote for term insurance

1) 250k, till age 65, ANB 26, non smoker, male, eci
2) 100k, till age 65, ANB 26, non smoker, male, eci

Many thanks!

Company T:
250k Death+TPD+ECI -> $ 1597.20

100k Death+TPD+ECI -> $625.20

 

[moejoseph]

Hi I would like a quote for term insurance

1) 250k, till age 65, ANB 26, non smoker, male, eci
2) 100k, till age 65, ANB 26, non smoker, male, eci

Many thanks!

From AXA

1) $250k Death/TPD/ECI till age 65
$927.32/year
2) $100k Death/TPD/ECI till age 65
$423.20/year

 

[winthony]

From AXA

1) $250k Death/TPD/ECI till age 65
$927.32/year
2) $100k Death/TPD/ECI till age 65
$423.20/year

pretty good pricing!

 

[moejoseph]

pretty good pricing!

Haha AXA shld still be the current lowest in market. Not sure for now, how Aviva fares though

 

[boredboiboi]

Hi I would like a quote for term insurance

1) 250k, till age 65, ANB 26, non smoker, male, eci
2) 100k, till age 65, ANB 26, non smoker, male, eci

Many thanks!

U are looking at pure eci or with death and tpd?

 

[boredboiboi]

How abt new born 100k death/TPD/late ci or early ci?

For child i would recommend a wholelife plan pays 25 years. Premium around 800-900 only and coverage is 125k-130k death/tpd/eci

 

[boredboiboi]

Haha AXA shld still be the current lowest in market. Not sure for now, how Aviva fares though

Yes it is. Especially with eci added.