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Old 31-10-2015, 04:44 PM   #31
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I just called BOC as currently I have a MCS account. Initially I thought Smartsaver is another new deposit account but wasn't the case. Smartsaver is more of a "feature" of MCS account. The main criteria is to have MCS account.

I have made 3 online payment from MCS and got to wait for 2 weeks and see if the bonus interest get credited
Need to ensure that your current fund is not earmarked for other on going scheme. But, this is the best scheme for now.

Sent from Samsung GT-N7105 using GAGT
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Old 31-10-2015, 04:45 PM   #32
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The problem is that BOC system does NOT support FAST, so troublesome!
The gal confirmed FAST is supported now

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Old 31-10-2015, 04:47 PM   #33
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The problem is that BOC system does NOT support FAST, so troublesome!
I thought supported since September?
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Old 31-10-2015, 11:48 PM   #34
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Who is polar bear?
Legend has it that he is the Master of Ez-link cards.
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Old 31-10-2015, 11:55 PM   #35
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Lightbulb

disadvantages i can think off hand

-not many ATMs available for withdrawal
-BOC cards have been said to have problems with online txn (OTP) occasionally, although so far for me it has been ok
-Horrible ibanking experience at the moment, no sms only token login. I think my token is not working well after less than a year of usage.
-Cant link to flashpay ATU? So spending cannot pair with transport/flashpay
The website is cluttered with many expired promotions, a sign of poor house-keeping.
In fact, it has the worst house-keeping amongst the banks.
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Old 01-11-2015, 12:08 AM   #36
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3.55% pa on $60k vs 2.25% pa on $60k 360 Account (Giro salary, 3 bills, $500 spend)
=$2130/pa vs $1350/pa
=$177.50/mth vs $112.50/mth.

That is $65 more per month using Giro Salary, 3 Bills and $500 spend, excluding credit card rebates.

$65/mth is a significant and substantial amount to initiate movement of entire $60k from 360 Account.
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Old 01-11-2015, 12:30 AM   #37
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What are the online payment recipients available in BOC IB?
Bumping this up!

Hope the people with BOC IB facility can help to answer! Thanks!
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Old 01-11-2015, 12:42 AM   #38
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Spoke with the CSO. Quite bad. She could not comprehend my questions. Land up had to communicate in Chinese. She don't sound like she is based in Sg at all.

Anyway, the online bill pymt organisations that i asked for include M1, Singtel, Starhub and she also mentioned OCBC Credit Cards. So i believe it allows for bill paymt of other Bank Credit cards.

Note: Their OTP is via token , there is no HP option.
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Old 01-11-2015, 01:04 AM   #39
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Spoke with the CSO. Quite bad. She could not comprehend my questions. Land up had to communicate in Chinese. She don't sound like she is based in Sg at all.

Anyway, the online bill pymt organisations that i asked for include M1, Singtel, Starhub and she also mentioned OCBC Credit Cards. So i believe it allows for bill paymt of other Bank Credit cards.

Note: Their OTP is via token , there is no HP option.
you have to install some stupid software to use their ibanking also. and i haven't been able to get it to work on chrome lately.
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Old 01-11-2015, 04:49 AM   #40
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you have to install some stupid software to use their ibanking also. and i haven't been able to get it to work on chrome lately.
It doesn't work on chrome. Use Internet Explorer.
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Old 01-11-2015, 08:22 AM   #41
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Smile BOC SmartSaver

Looks better than ocbc 360 and Uob One account,
Interest: 3.4%-3.55%
Looks like we can switch from 360/one to it liao

http://www.bankofchina.com/sg/pbserv...3_5857863.html
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Old 01-11-2015, 08:47 AM   #42
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Can anyone pm me how self employed can credit monthly income using giro or makes the code appears as salary credit?

I feel Emo now.
Keep thinking how to do it without having to
Open corporate account.
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Old 01-11-2015, 08:48 AM   #43
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walao BOC, ehsai bo?
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Old 01-11-2015, 08:56 AM   #44
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It doesn't work on chrome. Use Internet Explorer.
ya. using IE now, but it used to work on chrome.
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Old 01-11-2015, 08:58 AM   #45
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Can anyone pm me how self employed can credit monthly income using giro or makes the code appears as salary credit?

I feel Emo now.
Keep thinking how to do it without having to
Open corporate account.
No idea, should be hard I guess...

Now I also emo liao, wana GIRO my sal separate into 2 accounts, 360 and boc, is it possible to do that?
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