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Citibank Maxigain Savings Account

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Old 01-03-2016, 10:49 AM   #61
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Will there be any ATM card issued for this account?
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Old 01-03-2016, 11:05 AM   #62
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Nobody called me back...seems like I need to go down to a branch to open straight
..
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Old 01-03-2016, 11:49 AM   #63
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Received $0.24 interest for 1 day on 10k initial deposit.
Huat ar !
Hahaha me too, Huat ah...
Consider that $0.24 as step up for March.

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Old 01-03-2016, 01:08 PM   #64
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Go fk the RM?



Anyway, like previous post mentioned, the interest credited would take care of "incremental" balances, if your RM insisted on that.
thanks for all the feedback guys, really appreciate it.

the rm is a chio bu
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Old 01-03-2016, 01:57 PM   #65
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Will there be any ATM card issued for this account?
Dont know. It really does not matter got ATM card or not as most likely (& advisable), not gonna withdraw anything from the account for the 1st 12 months.
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Old 01-03-2016, 06:20 PM   #66
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Go branch open is immediate? I went to tiong bahru branch, the staff say must wait for mailer.. How come like that? Is it must go to those main branch?
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Old 01-03-2016, 06:41 PM   #67
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Go branch open is immediate? I went to tiong bahru branch, the staff say must wait for mailer.. How come like that? Is it must go to those main branch?

Yes, go to proper branch, ask for RM.
They are authorised to access banking system and create account on the spot. Staff that mentioned mailer are not RM, not authorised.

Source : past experience.

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Old 01-03-2016, 06:50 PM   #68
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Yes, go to proper branch, ask for RM.
They are authorised to access banking system and create account on the spot. Staff that mentioned mailer are not RM, not authorised.

Source : past experience.

Sent from the research lab without using GAGT

Too late..have to wait.. or I go down to jurong east branch tomorrow to expedite it?
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Old 01-03-2016, 08:08 PM   #69
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Dont know. It really does not matter got ATM card or not as most likely (& advisable), not gonna withdraw anything from the account for the 1st 12 months.
I think atm card have but duno whether got cheque book or not?
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Old 01-03-2016, 08:27 PM   #70
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Will SIBOR 1-mth drop significantly below 1%?
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Old 01-03-2016, 10:03 PM   #71
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Will SIBOR 1-mth drop significantly below 1%?
sibor is closely correlated to the US Fed funds rate, so any expectations of a hike should move interest rates here higher.....so have to see the news on the US Fed funds rate now and analyse accordingly
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Old 01-03-2016, 10:21 PM   #72
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Correlated? Move on fed funds vs sibor is err disproportionate

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Old 01-03-2016, 10:36 PM   #73
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Any point putting in funds at the start of the month now, since last month Feb-Mar has already lapsed (for accounts opened in Mar? Just have to put in at least 10k before the start of Apr to get the bonus interest counter+1?
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Old 02-03-2016, 12:41 AM   #74
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Any point putting in funds at the start of the month now, since last month Feb-Mar has already lapsed (for accounts opened in Mar? Just have to put in at least 10k before the start of Apr to get the bonus interest counter+1?
Maxi gives u approx. 0.9% whereas SCB Esaver gives max 1.68%

On 10k for a month, that's about $6.5 difference.
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Old 02-03-2016, 12:49 AM   #75
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Go branch open is immediate? I went to tiong bahru branch, the staff say must wait for mailer.. How come like that? Is it must go to those main branch?
huh? i opened my account on the spot at a ulu branch...no need to fill up any forms as the staff said just sign on the documents and she will fill in the rest. this works if you already have an account with citi
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