Credit Card Annual Fee Waiver

[hereiam7788]

Do you guys have problem getting the annual fee waived for any particular bank's credit card?

 

[Steyr69]

First in....definitely ocbc....next is american express.

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[anfielder]

First in....definitely ocbc....next is american express.

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yup, definitely these two at the top of the list.

 

[numbers]

just cancelled my amex card. waiver for amex is hard to get

easiest to waiver is posb/dbs, just call in the automatic voice answering then next day already can see the refunded amount

 

[OngHuatHuat]

May I know how much spending have you made for Amex?

just cancelled my amex card. waiver for amex is hard to get

easiest to waiver is posb/dbs, just call in the automatic voice answering then next day already can see the refunded amount

 

[yumyumz]

How about Uob one card? Ez to waive?

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[Trazora]

How about Uob one card? Ez to waive?

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Easy so far.

 

[hwmook]

just cancelled my amex card. waiver for amex is hard to get

easiest to waiver is posb/dbs, just call in the automatic voice answering then next day already can see the refunded amount

I called to cancel and the CSO tell me not to cancel and he can waive the annual fees for me as long as I apply for the auto billing service, charging my m1 Bill to my amex card.

 

[koja6049]

why waive? Just cancel and wait to become a "new" customer, get freebies

 

[win_man]

American Express.. my OCBC have not 2 years so i am not sure.

As for AMEX, they dare to suggest me to sign up for another cashback card in which the annual fee is higher than the one i am asking for wavier. Dumbfounded... i cancelled the card.

 

[blurpandasg2014]

HSBC never spend also waive. Citibank, scb and uob also no issue

 

[maumu]

same experience with everyone here... ocbc and amex. ironically have a new amex card this year (true cashback) so will try my luck next year when the one year is up.

so far the rest ok - Citibank, uob.

scb haven't two years so can wait till 2019.

 

[cybercom8]

amex cards can have waiver...i didn't know that too till someone posted 2-3 years ago.

after that i have been getting waiver ever since though my spending have dropped to <10k now

 

[kaypohmeow]

Contrary to the rest, just called and got my ocbc credit card annual fee waived last week without question.

Did not even meet the min spend as it is not my main card.

 

[lzydata]

easiest to waiver is posb/dbs, just call in the automatic voice answering then next day already can see the refunded amount

Used to be you had to at least pretend to ask, say you use the card a lot or whatever, even though they know full well whether or how much you use it, and they had to pretend to give it some thought, check with my manager etc., before approving the waiver. DBS/POSB makes the whole process as efficient as it gets by cutting out the BS. I approve

 

[Jurong640]

It's tough to get waiver from AMEX though. They best could only offer 50% discount on the annual fee.

 

[rosschang]

It's tough to get waiver from AMEX though. They best could only offer 50% discount on the annual fee.

That's why cancelled mine ages ago.

Is simple, don't waive, cancel and apply for new one.

 

[match89]

They waived my amex platinum annual fee even without asking.

It's tough to get waiver from AMEX though. They best could only offer 50% discount on the annual fee.

 

[mrtanbg]

Consumer wins. Pile on the pressure on OCBC. Dun waive just cancel. No loss for us.

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[queerquirks]

Consumer wins. Pile on the pressure on OCBC. Dun waive just cancel. No loss for us.

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You requested for waiver before it is due / reflected on your statement? Else, will still need to pay the outstanding statement balance right.