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Lastest S$ Deposit updates - Part 1

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Old 14-01-2011, 06:50 AM   #61
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If you look at charges, ETF is a low cost fund. Good for short term but mid to long term wise, unit trusts can easily outperform them.
It depends on which ETF you are talking about. Most mutual funds or unit trusts underperform the index in the long run, so most investors will actually do better by investing in an index ETF.
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Old 14-01-2011, 10:32 AM   #62
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new promo for opening isavvy accounts~

http://info.maybank2u.com.sg/persona...h-rewards.aspx

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Old 14-01-2011, 10:38 AM   #63
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It depends on which ETF you are talking about. Most mutual funds or unit trusts underperform the index in the long run, so most investors will actually do better by investing in an index ETF.
but there are pple who "look down" on mutual finds / unit trust. They recommend ETF instead, which is like rocket science to me
It's like that.

Those ppl worship ETF like a holy grail although unit trusts can easily outperform ETF over a 5 year period.
Is there a Sinkie site, where you can read about the diff betwn these 2 types of diff investments. (ETFs and Unit Trusts) and compare and contrast of the diff banks offering either of these...
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Old 14-01-2011, 02:00 PM   #64
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new FD promo from HLF~

Link: http://www.hlf.com.sg/personal/promotions/deposits.html

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Old 14-01-2011, 02:09 PM   #65
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HLF golden 55 FD rates down~

Link: http://www.hlf.com.sg/personal/depos...lus/rates.html




Old rates:

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Old 14-01-2011, 08:08 PM   #66
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Is there a Sinkie site, where you can read about the diff betwn these 2 types of diff investments. (ETFs and Unit Trusts) and compare and contrast of the diff banks offering either of these...
Do you have last week Sunday's times?

There is a section where they compare ETF and unit trusts.
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Old 16-01-2011, 04:36 PM   #67
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capital land reit closing tomorrow.
anyone getting it? 1 yr or 3 yr?

any equivalent/close option for 2% interest rate for 3 yrs or so?
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Old 16-01-2011, 05:08 PM   #68
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capital land reit closing tomorrow.
anyone getting it? 1 yr or 3 yr?

any equivalent/close option for 2% interest rate for 3 yrs or so?
it's not capitaland reit..

it's CAPITALMALLASIA RETAIL BONDS.

there is a guocoland 3 year SGD bond that pays 4% p.a., but the risk profile is very different from capitalmallasia.

although i note both bonds are unrated.
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Old 17-01-2011, 01:03 PM   #69
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HLF golden 55 FD rates down~

Link: http://www.hlf.com.sg/personal/depos...lus/rates.html




Old rates:


Those above 55 years who meet the min sum including medisave, should put money into their CPF account instead of such lousy fixed deposits paying miserable rates.

The deposit will go into their OA which pays 2.5% pa and can be withdrawn anytime once a year and definitely much more secured than FDs.
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Old 17-01-2011, 08:51 PM   #70
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SBI branch promo again~! Free $10 voucher for opening savings account~!

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Old 19-01-2011, 01:54 PM   #71
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Hutchinson Whampoa listing

Hutchinson Whampoa listing its South China and HK port operations
IPO as a trust (S$6billion Largest in South East Asia) in Singapore.

Wait for that, probably after March/April, the dividend returns might
be better than banks or CapitaMalls 1-2%.
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Old 19-01-2011, 03:10 PM   #72
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I want to take advantage of the weak USD now and convert some SGD to USD, place them in 2-3 years USD FD and later use this money for my son's education in the US. So, besides, SBI and ICICI anywhere else offers good rates for USD FD now?
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Old 19-01-2011, 03:17 PM   #73
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I want to take advantage of the weak USD now and convert some SGD to USD, place them in 2-3 years USD FD and later use this money for my son's education in the US. So, besides, SBI and ICICI anywhere else offers good rates for USD FD now?
have you check with those banks, you can withdraw USD$ note upon maturity without any exchange rate comission charges?
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Old 19-01-2011, 03:20 PM   #74
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have you check with those banks, you can withdraw USD$ note upon maturity without any exchange rate comission charges?
gd point. that is important. will check first before committing. thks.

so, mosmos, besides SBI & ICICI, any other banks you know of with good rates for USD FD?
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Old 19-01-2011, 03:30 PM   #75
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gd point. that is important. will check first before committing. thks.

so, mosmos, besides SBI & ICICI, any other banks you know of with good rates for USD FD?
USD$ FD interest rates are quite low, I am not sure after the exchange rate charges, how much total you can get back.

My experience with OCBC FCFD, if you want to deposit in USD$ notes, they will charge you 1% fee, same for withdrawing in USD$ notes, hence 2% gone.

Else if you deposit using SGD$, they will convert to USD$ (no charges) according to their lousy board exchange rates.
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