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Lastest S$ Deposit updates - Part 3

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Old 30-03-2017, 06:08 PM   #151
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I assume the only penalty is lose one day of interest if u renew tomorrow. If there is a better deal, maybe you can switch over the next day.
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Old 30-03-2017, 07:42 PM   #152
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maybe just up by 0.05%
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Old 30-03-2017, 10:00 PM   #153
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1st april onwards esaver no interest

so best to draw out the funds tom and park temp in uob high yield

otherwise lose interest for 1st and 2nd april.

cheque clearance team not working on a sat
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Old 30-03-2017, 10:20 PM   #154
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1st april onwards esaver no interest

so best to draw out the funds tom and park temp in uob high yield

otherwise lose interest for 1st and 2nd april.

cheque clearance team not working on a sat
Since HY is a current account, depositing a cheque to HY on Fri still attracts interest on the same day?
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Old 30-03-2017, 10:38 PM   #155
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Since HY is a current account, depositing a cheque to HY on Fri still attracts interest on the same day?
yes did it before, as long as its before 3pm interest will be based on cheque deposit date.
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Old 30-03-2017, 10:55 PM   #156
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1st april onwards esaver no interest

so best to draw out the funds tom and park temp in uob high yield

otherwise lose interest for 1st and 2nd april.

cheque clearance team not working on a sat
omg, they ceased the interests promo? if so, time to close my 2 esaver accounts.

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Old 30-03-2017, 11:20 PM   #157
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so best now is uob HY?
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Old 30-03-2017, 11:21 PM   #158
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omg, they ceased the interests promo? if so, time to close my 2 esaver accounts.
no la i mean for those who took part 2 months ago, only valid till 31st march ma based on tnc
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Old 30-03-2017, 11:37 PM   #159
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no la i mean for those who took part 2 months ago, only valid till 31st march ma based on tnc
esaver's interest has been pathetic for the past 2 rounds though... hopefully it will not drop any further this time again
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Old 30-03-2017, 11:52 PM   #160
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1st april onwards esaver no interest

so best to draw out the funds tom and park temp in uob high yield

otherwise lose interest for 1st and 2nd april.

cheque clearance team not working on a sat
Oh no more esaver promotion circle next month
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Old 31-03-2017, 08:19 AM   #161
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Tapping collective wisdom of pple here...

Will rates go up for FDs on 1 Apr?

Fed increased rate in mid Mar but banks here seem to be flushed with liquidity and well capitalised. More rate hikes in US expected to come in 2017 but our savings rates here seem to stay low...

I have a sum maturing tomorrow. Thinking if i should lock in whatever rates i can get tomorrow or wait till 1 Apr...
It seems like rates are softening instead of rising
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Old 31-03-2017, 08:33 AM   #162
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Park at cimb fast saver first if u wanna wait. It's 1% interest

Tapping collective wisdom of pple here...

Will rates go up for FDs on 1 Apr?

Fed increased rate in mid Mar but banks here seem to be flushed with liquidity and well capitalised. More rate hikes in US expected to come in 2017 but our savings rates here seem to stay low...

I have a sum maturing tomorrow. Thinking if i should lock in whatever rates i can get tomorrow or wait till 1 Apr...
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Old 31-03-2017, 09:17 AM   #163
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UOB 13 mth at 1.2%. So if you do not need the money its a safe bank to put bigger amount of money
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Old 31-03-2017, 12:40 PM   #164
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Park at cimb fast saver first if u wanna wait. It's 1% interest
iirc , BOC is also 1% if exceed 60K
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Old 31-03-2017, 01:54 PM   #165
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UOB 13 mth at 1.2%. So if you do not need the money its a safe bank to put bigger amount of money
How much?..
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