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Lastest S$ Deposit updates - Part 3

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Old 02-03-2017, 08:43 AM   #31
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previous one was part 2, labelled wrongly
oh... no wonder....

i'm here to find out alternative of ocbc 360
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Old 02-03-2017, 08:47 AM   #32
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yeah man, the loan interest rate is catching up with my savings rate

dont know whether to continue servicing loan or pay up
i did partial pay up, only loan if there is arbitrage

my side housing loan increase to 2.2%+
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Old 02-03-2017, 08:49 AM   #33
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Nothing comes out from the page...
try again. It is working fine now.
Yesterday it was a little siao siao :p
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Old 02-03-2017, 09:01 AM   #34
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Better off to deposit with CIMB:

Fastsaver: 1% pa for $50K. No gimmicks and no strings attached.
Starsaver: 0.8% pa with no cap. No gimmicks and no strings attached.
Just want to ask your opinion. Say I have about $70k in BOC. The bonus interest is applicable to the first $60k however anything above $60k and up to a million gets 0.6%.

Do you think it's better to put anything above $60k into CIMB Fastsaver to earn the 1%?

Thank you.
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Old 02-03-2017, 09:21 AM   #35
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Just want to ask your opinion. Say I have about $70k in BOC. The bonus interest is applicable to the first $60k however anything above $60k and up to a million gets 0.6%.

Do you think it's better to put anything above $60k into CIMB Fastsaver to earn the 1%?

Thank you.
Abv 60k is 0.6% bonus plus base which gives 1% actually i think. so no diff
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Old 02-03-2017, 09:45 AM   #36
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Just want to ask your opinion. Say I have about $70k in BOC. The bonus interest is applicable to the first $60k however anything above $60k and up to a million gets 0.6%.

Do you think it's better to put anything above $60k into CIMB Fastsaver to earn the 1%?

Thank you.
It's actually 1% for BOC - 0.6% bonus + 0.4% base
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Old 02-03-2017, 11:14 AM   #37
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It's actually 1% for BOC - 0.6% bonus + 0.4% base
Just note that the 0.6% is not a given, u need to fulfill 1 out of the 3 criteria set for
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Old 02-03-2017, 11:41 AM   #38
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Abv 60k is 0.6% bonus plus base which gives 1% actually i think. so no diff
You mean to say that anything above $60k will be 0.6%+base(depending on the amount) when one of the 3 criteria is fulfilled right?
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Old 02-03-2017, 12:26 PM   #39
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You mean to say that anything above $60k will be 0.6%+base(depending on the amount) when one of the 3 criteria is fulfilled right?
yes that right
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Old 02-03-2017, 02:26 PM   #40
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i did partial pay up, only loan if there is arbitrage

my side housing loan increase to 2.2%+
wah 2.2%+ very xiong...mine still 1.3%+
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Old 02-03-2017, 03:13 PM   #41
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If only the credit salary criteria is fulfilled, is OCBC 360 still the highest interest rate at 1.25% (inclusive of 0.05% base interest)?

Thanks.
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Old 02-03-2017, 06:59 PM   #42
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If only the credit salary criteria is fulfilled, is OCBC 360 still the highest interest rate at 1.25% (inclusive of 0.05% base interest)?

Thanks.
I think BOC Smartsaver is also similar or better if you have large deposits...
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Old 02-03-2017, 07:13 PM   #43
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Is ICBc fixed deposit the highest so far
?
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Old 02-03-2017, 08:12 PM   #44
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yeah man, the loan interest rate is catching up with my savings rate

dont know whether to continue servicing loan or pay up
looks like may have to consider the short term endowment insurance plan

is it safe? "policy protected by SDIC"
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Old 03-03-2017, 07:47 AM   #45
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What's the current uob high yield promo? Any HSBC fd promo also? My HSBC 1.55 deposit promo ended in Feb but I need to maintain balance till mid march.
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