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Old 04-04-2014, 01:35 PM   #31
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Dear OCBC,

Can if my nett salary credited to bank account is $19xx.xx, will it be rounded up to $2000? or must it be exact $2000 and above?
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Old 04-04-2014, 03:57 PM   #32
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Dear OCBC,

Can if my nett salary credited to bank account is $19xx.xx, will it be rounded up to $2000? or must it be exact $2000 and above?
LOL... do OT to earn extra $1 la...
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Old 04-04-2014, 08:10 PM   #33
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Hi OCBC,
How long will this 3.05 % interest rate be continue after the promotion period ends?
Tks.
I think this is a qn many of us have in mind...
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Old 04-04-2014, 08:12 PM   #34
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In the T&Cs, Private Label cards** are excluded. These include the Robinson card/BEST card** which hv 9 digit account numbers.


** i found this in my OCBC internet banking - go to add billing organisation and select "OCBC/Fariprice Plus credit card" as the billing organisation. You then click on the "i" button to find a popup box giving more information on what are the private label cards.

Robinsons credit card and OCBC-Best credit card should not be private label cards as their account numbers should be 16 digits (i dun hv either cards so can't confirm)
i did that and
"OCBC / FairPrice Plus Credit Cards - Reference No: 16 digit card no. Please exclude all symbols and spaces in your bill reference number. Private Label Cards - Robinsons Card/The BEST Card - Reference No: 9 digit card no."



can OCBC confirm if spending on Robinsons card is not eligible for this promo?
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Old 04-04-2014, 08:15 PM   #35
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Hi OCBC,
How long will this 3.05 % interest rate be continue after the promotion period ends?
Tks.
Did they even indicate a promo period?
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Old 04-04-2014, 10:00 PM   #36
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I think this is a qn many of us have in mind...
This rate is too good to be for long,
but since they need the cash promotion should be there for a while until the target is hit..

I think eventually will normalize to the SCB rate around 1.88 with credit card spending.

So it makes sense to grab it early if don't mind the $3K lockin as many will be taking action soon.
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Old 04-04-2014, 10:30 PM   #37
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Hi MrCoconut, beri stupid idiot, EEXOOO

This is not an issue, because all the banks have different transaction descriptions for salaries received via Giro.

For DBS, its SAL
For POSB, its PAY
For OCBC, its Giro - Salary


^Greg
For OCBC Bank
Hi Greg, but my pay bill does not state any SAL, PAY, or giro or what. it just says "$XXX will be credited to your bank account on XX/XX/2014"

it seems like the t&c says that "only direct salary credits through GIRO with the description “GIRO – SALARY” in your statements will qualify for this bonus." so mine is not stated leh..
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Old 04-04-2014, 10:33 PM   #38
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OCBC, $400 min. spend monthly does it include bill payments? eg. road tax, insurance, hp bill, those that use axs to pay?
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Old 04-04-2014, 11:10 PM   #39
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Hi Greg, but my pay bill does not state any SAL, PAY, or giro or what. it just says "$XXX will be credited to your bank account on XX/XX/2014"

it seems like the t&c says that "only direct salary credits through GIRO with the description “GIRO – SALARY” in your statements will qualify for this bonus." so mine is not stated leh..
we are talking about bank code that show in the bank statement and you are talking abt the statement refer in your OWN pay slip.

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Old 04-04-2014, 11:38 PM   #40
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Why die die must be salary code? Cannot transfer in $2000 recurringly?
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Old 05-04-2014, 07:32 AM   #41
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if can transfer 2k recurring not bad idea wor
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Old 05-04-2014, 10:00 AM   #42
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Hi ocbc,
Can check how does the bill works?
Can it be other credit card bills of other banks? Or strictly singtel, town council bills?
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Old 05-04-2014, 10:46 PM   #43
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??!!
what other kind of $50,000 "game" is available at this kind of risk level, time horizon and gives you similar yield?
SIC please.




To be frank, $50,000 is way too little. Not worth the effort to play the game. Rather put the whole chunk into other investments.
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Old 05-04-2014, 11:50 PM   #44
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any news on this?
My colleague is currently crediting her salary into OCBC account, and it states GIRO-SALARY while I'm crediting into DBS which shows as SAL.

It seems different banks for their own code, so maybe you can check with any of your colleagues with salaries crediting into OCBC.

For my case, it meets the criteria.
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Old 06-04-2014, 08:35 AM   #45
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Does the NTUC Plus! Visa credit card qualify as a OCBC credit card??
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