undiscern
Master Member
- Joined
- Sep 3, 2005
- Messages
- 3,858
- Reaction score
- 448
Today's term looks fine. issue is you are too overly vested in Singapore and assume that singapore will still be what she is 20 years later.
Also, is your terrace 99y LH, 999 LH or FH?
Also, is your terrace 99y LH, 999 LH or FH?
Off for the year already
Time to ponder on Long term financial goals.
I did a financial briefing for my Wife on Tuesday to tell her our family financial position and etc.
I am hoping to retire around 60/62 with my Wife. I am in my mid 40s. I estimate that (without exhorbitant and childish returns projections) that my HH will hit 6m net worth at retirement.
I am hoping that OUR net worth (in today's dollars) will be distributed in the following manner:
1 HDB
1 intermediate terrace
(Collectively 3m).
0.5m sg equities
0.5m SSB bond ladder
0.5m US equities/bonds
1m cpf (RA, SA, OA)
0.5m in cash/FD
If I can retire at 60 and leave till 80, I still have 20 years of leisure to enjoy. Coupled with the first 20-25 years of my life, more than half of my life won't entail me working. I will be satisfied..
What are your fantasies aka retirement financial goals?