tbh, I think Sg property market is not worth the risk as the reward is not well proportion.
this is because, property prices in Sg has been up for 6 years continuously.
not saying that this won't continue, but if you ask me, the odds of it correcting itself before continuously going up is higher than it continuously going up.
and there will be a huge supply of resale EC during 2018 Q3, as the supply from back then are turning 5 years old.
with this, the question to ask is; is our current population a increasing population or aging population.
i understand that government have not remove the cooling measures.
personally, I believe that the only time when government will do that is during recession or when housing prices have dipped low enough for banks to lose money.
this is my personal opinion. hope to hear from others what different perspective you all have.