What is the best insurance to get?

jona12

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Anyone has TM quote for

May 1978
Non Smoker
Death and tpd 1mil
Ci 300k
28 years (till 65 years old)
 

prashn80

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Can anyone recommend me some good insurance plans to get for

1) Hospital & Surgical
2) Death/TPD/Critical illness(Term or Life)
3) Disability income
4) Accident Plan

I m 36 year, working, taking home 45k annually.

Thanks

In my opinion,
H&S - PruShield & PruShield Extra
Term - PruTerm Vantage
Life - TM Legacy Lifetime or AXA LE Prime
Disability Income - GE PayAssure 65
PA - GE Essential Protector Plus or MSIG We Care

This is just my personal opinion based on a few months of reading. All the best.
 

twinklingstars

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In my opinion,
H&S - PruShield & PruShield Extra
Term - PruTerm Vantage
Life - TM Legacy Lifetime or AXA LE Prime
Disability Income - GE PayAssure 65
PA - GE Essential Protector Plus or MSIG We Care

This is just my personal opinion based on a few months of reading. All the best.

may i know why prushield for H&S?
 

djchris

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Here's what I bought recently:

SAF Term: 300k
SAF Living Care: 300k
SAF Living Care Plus: 100k
SAF Personal Accident: 300k
NTUC i-Term: 200k

NTUC i-Term is the cheapest term insurance I can find so far. Only reason why I bought more on SAF Term is to get the equivalent coverage for SAF Living Care which is the cheapest critical illness coverage around. SAF Living Care is also the cheapest early stage critical illness coverage as well.
 

rocky86

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Here's what I bought recently:

SAF Term: 300k
SAF Living Care: 300k
SAF Living Care Plus: 100k
SAF Personal Accident: 300k
NTUC i-Term: 200k

NTUC i-Term is the cheapest term insurance I can find so far. Only reason why I bought more on SAF Term is to get the equivalent coverage for SAF Living Care which is the cheapest critical illness coverage around. SAF Living Care is also the cheapest early stage critical illness coverage as well.

Hey bro, how much is the premium u paying for NTUC i-Term every month?
 

ktyandkyc

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Here's what I bought recently:

SAF Term: 300k
SAF Living Care: 300k
SAF Living Care Plus: 100k
SAF Personal Accident: 300k
NTUC i-Term: 200k

NTUC i-Term is the cheapest term insurance I can find so far. Only reason why I bought more on SAF Term is to get the equivalent coverage for SAF Living Care which is the cheapest critical illness coverage around. SAF Living Care is also the cheapest early stage critical illness coverage as well.

how come not aviva myprotector???
 

djchris

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how come not aviva myprotector???
Because while I want to get the best priced insurance, I still want to support friends who are in this line. So I bought from a friend who works in NTUC Income as an insurance agent.
 

djchris

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Prushield covers longest pre and post hospitalization. And cheaper. Claim rate is fast also.

U Can check moh website for comparison.
Going to make my first Prushield claim for a tonsil surgery next month.
 

Relia_tan

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Prushield covers longest pre and post hospitalization. And cheaper. Claim rate is fast also.

U Can check moh website for comparison.

Prushield also provides Policy Year Limit with adjustment feature, staying relevant with medical cost inflation.
 

matchy

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my mum also hoot insurance plan from msia~~~

nth wrong
 

Mango_ice

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Prushield also provides Policy Year Limit with adjustment feature, staying relevant with medical cost inflation.
Yah. Every year also increase. But then again 600k is a lot already. Unless something very major happened otherwise it's quite hard to hit.
 
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