sg_panda
Senior Member
- Joined
- Jan 27, 2012
- Messages
- 1,527
- Reaction score
- 208
travellershield_policy_wording
We will not pay for
1.
any loss not reported within twenty-four (24) hours of discovery to local Police,
airline, transport company or other carrier who had custody of the baggage and/or
may be responsible for the loss.
2.
loss or damage to animals, computer software, mechanical propelled vehicles,
bicycles, contact or corneal lenses, dentures or bridges for teeth, bonds, negotiable
instruments, securities and stamps.
3.
loss or damage to business goods or samples or any items used in connection with
the Insured Person’s
employment or occupation.
4.
loss or damage to baggage, money or other insured property left unattended in any
public place (any place which the general public has access), or as a result of the
Insured Person’s
failure to take due care and precautions for the safeguard and
security of such property.
5.
the cost of reproducing data whether recorded on tape, card, disc or otherwise.
6.
damage or breakage of sports equipment while in use.
7.
damage to any brittle or fragile items unless properly packed and protected.
8.
loss or damage caused by wear and tear, depreciation, deterioration, insects,
vermin, mildew, atmospheric conditions, the action of light, any process of heating,
cleaning, repairing, restoring, mechanical or electrical breakdown, misuse, faulty
design or workmanship.
9.
loss or damage to property caused by delay, detention, seizure or confiscation by
customs or other government officials.
10.
unexplained disappearance, shortage due to error or omission, exchange rate
differences or depreciation in value.
11.
any fines or penalties incurred by the
Insured Person
due to non-replacement or
late replacement of the lost personal documents.
12.
any loss or damage that that has been or will be reimbursed by any carrier, hotel,
travel agent or any other party responsible for the loss or damage.
We will not pay for
1.
any loss not reported within twenty-four (24) hours of discovery to local Police,
airline, transport company or other carrier who had custody of the baggage and/or
may be responsible for the loss.
2.
loss or damage to animals, computer software, mechanical propelled vehicles,
bicycles, contact or corneal lenses, dentures or bridges for teeth, bonds, negotiable
instruments, securities and stamps.
3.
loss or damage to business goods or samples or any items used in connection with
the Insured Person’s
employment or occupation.
4.
loss or damage to baggage, money or other insured property left unattended in any
public place (any place which the general public has access), or as a result of the
Insured Person’s
failure to take due care and precautions for the safeguard and
security of such property.
5.
the cost of reproducing data whether recorded on tape, card, disc or otherwise.
6.
damage or breakage of sports equipment while in use.
7.
damage to any brittle or fragile items unless properly packed and protected.
8.
loss or damage caused by wear and tear, depreciation, deterioration, insects,
vermin, mildew, atmospheric conditions, the action of light, any process of heating,
cleaning, repairing, restoring, mechanical or electrical breakdown, misuse, faulty
design or workmanship.
9.
loss or damage to property caused by delay, detention, seizure or confiscation by
customs or other government officials.
10.
unexplained disappearance, shortage due to error or omission, exchange rate
differences or depreciation in value.
11.
any fines or penalties incurred by the
Insured Person
due to non-replacement or
late replacement of the lost personal documents.
12.
any loss or damage that that has been or will be reimbursed by any carrier, hotel,
travel agent or any other party responsible for the loss or damage.