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Old 13-05-2016, 03:46 PM   #7
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Join Date: Jan 2016
Posts: 52
to have HH grading means that this person has serious problems in paying back whatever money he borrowed from banks and licenses moneylenders, including unsecured credit cards.

for CBR... banks may request for enhanced credit report if they wish to have more information about a particular applicant to aid them in their decisions.
Haha, no debt at all. All paid. Including any tuition fee loan or personal loan. Other loan hv not started.

Credit limit on all cards, < 30%.

Tracked the grades everytime, everytime applied one or two card (max 3), drop one grade, esp when it is lower than the middle grade. U wan all the reports, I still hv (free ma, every app gt 1 free).

Sometimes ppl just talk/accuse w/o any base or evidence de. Lai, I gt all the evidences.

Last edited by Lagu88; 13-05-2016 at 03:56 PM..
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