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Old 15-05-2016, 08:55 PM   #33
Join Date: May 2013
Posts: 236
Aggregate Outstanding Balances
Unsecured Balances Non-Interest Bearing
DBS 2,404.00
UOB 14.79
HSBC 524.40

i don't understand this part ? i pay in full but this part appear on my report ?

EE grading
Too Many Enquiries Marginally Increases Risk
Immature Credit History Marginally Increases Risk
Credit Exposure Moderately Increases Risk
non interest is okay, if you have interest-free instalment, it will appear here.

its interest bearing that is not good, meaning you have outstanding balance thats generating interest.
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