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Old 15-05-2016, 10:52 PM   #34
doody_
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Join Date: Nov 2006
Posts: 7,302
always paid in full, but my grading from CC drop to EE

driving me nuts
We won't know how the calculation is done. Paying in full when you are rated CC might not be enough to bring your rating up. Like school grades, once you get a poor grade like E you will need many many A grades in order to pull it up again... whereas a consistent scoring B fellow has an easy time.

I have immature credit history, previously also had too many enquiries, yet still AA rating every time I check
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