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Old 16-05-2016, 12:31 AM   #35
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The question was applying many credit card from same bank will affect credit score or not.
No, applying for many credit cards may not affect your credit ratings at all. This applies to other bank facilities as well. Credit score is affected by; repayment deadlines, existing borrowing records, internal audits & liaising with governmental agencies and other factors.

One way to retreat from such hassles is to improve your current impression. Since OP is wary of the negativity, why not secure credit repair services such as paying off debts, clearing due loans, negotiating for lower interest rates etc.

Some repercussions from bad image: cannot secure new loans, every other financial institution will have records and even up to failing to find jobs especially in executive positions.
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