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Old 16-05-2016, 07:34 PM   #39
Join Date: Aug 2002
Posts: 175
Well there must be something that caused the drop in grade for you... I have had my share of crazy CC signup moments (those SCB days were the best) and even missed a payment or two, but I still have AA grade until now

Anyway there's nothing much you can do now, continue repaying your cards on time and it should go back up slowly...
I guess the drop from CC to EE is mainly due to Credit Exposure and Too Many Enquiries

Key Contributing Factors associated with this Rating
Too Many Enquiries Marginally Increases Risk
Immature Credit History Marginally Increases Risk
Credit Exposure Moderately Increases Risk
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