U bought the most expensive plan covering up to pte hospital and riders?
not necessary the most expensive, still depends on age band. think there's still other companies that's more ex. good thing about this is that it covers 365 days post hospitalization and annual limit of 1million as compared to other company which only covers up to 180 days and about 600-700+ annual limit. that's almost double of what other integrated shield plans provide. if you ask me it's worth it.
one illness usually follow up 1 year, appointment wait 2-3 month each time, how many appointment can it cover for 180 days.
EDIT: Not to mention, their riders are the cheapest