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Old 23-01-2017, 09:01 PM   #1004
Master Member
Join Date: Apr 2012
Posts: 3,491
I c. Thanks. What was your consideration for not having the excess covered? I'm checking if there is any insurance provided by credit card that covers such rental car excess coverage.would you have any idea as well? Thanks!
I actually have such card - Chase Sapphire Preferred.

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
The ONLY reason I keep that card and continue paying US $95/year fee is for potential auto rentals. But I am well aware that in case of problems I can rely on that card if car rental is in a developed countries, NZ included. I am not that naive to think that I can rent car in Thailand/Indonesia and hoping that Chase will cover/work for me there.

Don't know if there is a card with similar benefits in Singapore but doubt it.
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