OCBC Titanium Mastercard

laurent_rio

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Hi laurent_rio,

10X rewards (till 31st March 2017) will be given to transactions made at Personal Care establishments under MCC 5912: Drug Stores and Pharmacies.

You may wish to check with Guardian directly on their Merchant Categorisation Code (MCC).

^DG

Is it weird bank cant confirm MCC of the merchant, i believe you have data of your merchant especially big merchant like guardian ?
 

laurent_rio

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Lol apparently they don't have such database.

last time i ask UOB whether apple online is included in MCC electronic and they can confirm it. So i believe it depend on whether the bank want to stay in grey area so later can say that this not included (for example OCBC classify klook and redmart not online transaction but recurring transaction now lol )
 

Inix

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Do anyone know if shopee.sg is included for 10x? Thanks
 

mengdeng

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Dear OCBC,

So pink card Max 120,000 OCBC$, blue card Max 120,000 OCBC$, holding to both pink and blue card Max 240,000 OCBC$ per anniversary?

Yes or No?

Hope to get a definite answer rather than trying to understand and interpret the English statement. Thanks!

Hi mengdeng,

Rewards will be capped at 120,000 OCBC$ per card anniversary year.

^DG
 

czheyuan

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Is it weird bank cant confirm MCC of the merchant, i believe you have data of your merchant especially big merchant like guardian ?

I got the 10x rewards for purchases at Guardian. Had used the Paypass function and not mobile payment.
 

OCBC Bank

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Dear OCBC,

So pink card Max 120,000 OCBC$, blue card Max 120,000 OCBC$, holding to both pink and blue card Max 240,000 OCBC$ per anniversary?

Yes or No?

Hope to get a definite answer rather than trying to understand and interpret the English statement. Thanks!

Hi mengdeng,

Yes, rewards are capped per card.

^DG
 

leonard7

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Hi mojojoel,

Titanium Rewards card members are entitled to 10X Rewards for:

Local & Overseas Shopping Transactions and Online Transactions
MCC 5611: Men’s and Boys’ Clothing and Accessories Stores
MCC 5621: Women’s Ready to Wear Stores
MCC 5631: Women’s Accessory and Speciality Stores
MCC 5641: Children’s and Infants’ Wear Store
MCC 5661: Family Clothing Stores
MCC 5661: Shoe Stores
MCC 5691: Men’s and Women’s Clothing Stores
MCC 5045: Computers, Peripherals, and Software
MCC 5732: Electronic Stores
MCC 5699: Miscellaneous Apparel and Accessory Shops

Local & Overseas Department Store Transactions
MCC 5311: Department Stores

T&Cs of the Titanium Rewards card: https://www.ocbc.com/assets/pdf/car...ion from 17 october 2016 to 31 march 2017.pdf

MCCs are determined by the merchant, and not OCBC. You may wish to check with them directly.
---

From now till the 31st of March 2017, 10X rewards are also given:

1. When they make transactions at Personal Care establishments under
MCC 5912: Drug Stores and Pharmacies

2. When they make transactions with their Titanium Rewards card through Mobile Payments (Android Pay, Samsung Pay, Apple Pay).

These transactions are excluded:
-Online and in-app transactions
-Annual card fees
-Cash-On-Instalment Plans
-Instalment Payment Plans
-Paylite Payments
-Extended Payment Plans
-Interest and Late Payment Charges
-Tax Payments
-Cash Advances
-Balance Transfers
-Any other fees and charges or transactions determined by OCBC from time to time
-Transactions made at the MCC 5912: Drug Stores and Pharmacies
-Transactions that earn 10 OCBC$ under Clause 1(a)(i)(a) of the T&Cs Governing OCBC Titanium Credit Card Programme (link and list provided above)

Full T&Cs for this can be found at https://www.ocbc.com/assets/pdf/cards/titanium_rewards_credit_card-terms-conditions.pdf?rand=1

^DG
weird that you copy and paste the details that is readily available online..
what we want to know is if Qoo10 or Lazada qualifies as the merchant code that is in your OCBC system...

it qualifies in Citi, DBS...
Please advise..
tks
 

laurent_rio

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weird that you copy and paste the details that is readily available online..
what we want to know is if Qoo10 or Lazada qualifies as the merchant code that is in your OCBC system...

it qualifies in Citi, DBS...
Please advise..
tks

Bet OCBC will give typical answer "You may wish to check with merchant directly on their Merchant Categorisation Code (MCC)"
 

czheyuan

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The add'l 9x is awarded end of the following mth transactions were made?

Yup. For instance, if you made the purchase on 15 Jan 2017, you'll only see 1x point in Jan 2017 statement with the 9x in Feb 2017 statement.
 

nicholaslee

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Hi Nicholas,

If you would like for us to check into your account and transactions, do drop us a PM with your contact details.

Thank you.

^DG

Thanks for your offer, Just read the T&C

" The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month, following the relevant transaction posting date"

Shall wait and see...
 

lasnoblur

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how does this card compare with citi rewards card?
shopping seem to lose out.

only upside is that it can redeem air miles?
 
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