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Old 18-08-2017, 03:19 AM   #2183
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Join Date: Dec 2011
Posts: 8,124
The concept btw alipay and Apple Pay is different .
In sg all the cashless paymen are directly from banks and alipay is third party payment. Money goes to alipay and not banks.

All cards payment in sg banks need to charge 2% of the total bill which small retails and small market or stall owner don't like it. And all the setup fees networks fees or whatever which have higher cost . That is tr stopping point for most stall owner to adopt cashless payment .
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