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Old 29-12-2017, 11:21 AM   #6
fr33d0m
Senior Member
 
Join Date: Jan 2008
Posts: 1,252
I took a look at DII after BBC kept recommending it.... But hor.. moi read e summary ish feel abit unsure still.

For example rike e summary i gt a quotation from an agent:
The Life Assured is totally unable by reason of sickness or injury to perform the material duties of his or her own occupation.

Hw they define my own occupation? If im a admin clerk. Sit at table do admin work one. Thn riddat even if moi 2 legs gone I aso can be at table do admin work. Thn wont be eligible for claim riao?
If and only if your company keep you even after 2 legs are gone and at pay higher than the level set in DII.
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