also, I just received the proposal with the BI but there's no cover letter with a date . Just the proposal and BI, my customer investment profile, and some guide to life insurance. Do I use the date on the envelope (26 Jan 2018) to calculate the free-look period? Or do I use the date on which I signed the initial proposal form in the bank (20 Jan 2018) as the start point?
14 days free-look starts from the day you receive your policy booklet (or flashdrive in the case of Pru).
What you've received thus far are only meant for your records and reference. The policy most probably hasn't even incepted.
Alternatively, just head down to Pru's office tomorrow to write your free-look letter on the spot.
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