Best Term Insurance Plan(Do Not Solicit for Pm)

Bigoya

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Safra essential term and safra living care any good?

What's SAFRA essential Term? :s11:
The Living Care rider is potentially better for people say above age 40(?), smokers, and/or seeking cover till age 65 only.
Otherwise, give it a miss.

Edit: Plz ignore my ignorant comment. Wasn't aware the SAFRA Term and SAFRA Living Care legitly exist. Have yet explored this product yet, the above comment was only meant for the SAF GTL.
 
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soneat

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So if you buy before 40, and you can continue to renew after you MR?
Yes that's what I am aware as well.
Thankfully my hand was itch and I submitted an application appx 1 month before my MR some years ago and hence I am still in the scheme.
 

tekman

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So if you buy before 40, and you can continue to renew after you MR?

Yes, you must join in the scheme before you turn 40 .... I kiasee called on 2 different days get 2 different CSOs all repeat the same thing.

I’ve submitted my application on Monday.

You can try calling to verify as well..... do share if the CSO answers differently.
 
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parkgreen

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Can I have a quote for a Male, non smoker, next birthday 42 year old for

500k death and TPD with 400k critical illness till 65 yr old ?

especially for NTUC Income and Aviva
 

gazar1

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Hi which is better?
Term or whole life plan?
As I just bought a Supreme early multiplier 20 from GE
 

dendii

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Term: Low premium high coverage. Use remaining savings to do own investment for future protection and retirement.

Whole life: Higher premium lower coverage. But includes guaranteed cash value + non guaranteed. May likely surrender during retirement years to get back amount of premium you have put in or more.

Is an apple to banana comparison. Which one do you need?

Hi which is better?
Term or whole life plan?
As I just bought a Supreme early multiplier 20 from GE
 
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