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Old 08-03-2018, 08:39 PM   #72
Adt007
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Join Date: Jul 2016
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Need help. Recently i went to send a IC detail and bank acc number to loanshark without knowing they are unlicensed moneylender. At first i borrow $400 from them in 4days i need to return $600. when they due date to make payment i texted them and ask for bank account number. they keep on delay till past 6pm then send me the acc no. after i transfer they say i have late payment fees and defer fees. i confronted them. the next day they auto transfer me $600 and ask me to return $900 on the spot i confronted them again and they threatened if i dont pay up they will come up my house to splash paint and and burn the house. im so afraid i went to borrow $900 from other place in return 2k. Other place asked me if did i borrow any money from anyone i say yes and told him the story. he asked me to stop paying the person who threaten me and also he say he assure my house will nothing happened. i listen to him and stop paying and blocked them and my house really nothing had happen. but this person when it reaches due date he asked me to defer payment of 1k due to his own reason. so i transfer them 1k. defer due date have reach he ask his colleague to call me and ask me to defer again 1k cos he not in sg. i did it again. im so afraid that i cant make any payment anymore i told my family everything about it and make a police report on it. when the defer date reaches they call me and ask for defer again. my family was so angry and spoke to the man who keep ask me to defer. he say he is from malaysia ah long. he kept threatened say wanna come up our house. Do you think they will really ask ppl to come up ?? need some advise?? thankyou
Same syndicate. Defer loan is the worst kind of loan.

The normal loan is if you take $400 loan, you take back $320 and pay $100 for 4 weeks.

To take a loan of $400 but pay back $600 in 4 days ? Do your maths.

Im sorry to say but u have to stop paying them and prepared for what is going to happen.

DO NOT borrow more to pay them liao. You will receive a lot of messages from "other" ah long offering you assistance but they are from the same syndicate.

Buy and install cctv outside your home, it will not stop the consequences you are about to face but it will at least deter some of them. Worse is they will target your neighbours instead.

Prepare to buy some thinner (to clean off the paint) paint (same colour of your door) and have your NPC and Town council contact in your phone. NPC to report and town council for them to come clean the writings in the common corridor (Its FOC)

Change your contact number.

If end of the day you cannot tahan, then sell your house.
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