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Old 16-04-2018, 07:15 PM   #6
pinkbunnie
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Join Date: Sep 2017
Posts: 72
Please do not get prushielD.

The future premiums of the rider for some customers of Prudential's Integrated Shield plan (IP) will be based on how much they make use of private hospitals.

The system is similar to how motorists enjoy a no-claim discount on motor insurance with zero claims and a loading when they incur claims.

Source: http://www.straitstimes.com/singapor...to-claims-made



Logical qns: why subject yourself to the risk of paying extra when the others are not?

Furthermore, if choy really tio loading.. Want to switch insurer also need check on ur existing condition.

Possibilty of facing to stuck with a Hosp plan that make U pay extra and can't switch at all.
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