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Old 19-04-2018, 12:26 AM   #13
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Join Date: May 2007
Posts: 6,215
Another point to add to what I wrote above: the emergency fund is more than just to meet expenses in the event of retrenchment; it is also to meet emergency expenses such as medical bills, car repairs, or air con repairs. It is there to meet sudden short term needs. Whille you can put some of those on a credit card, card interest rates are heavy enough to make it a dicey move.
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